Does anyone actively move funds from the current employer 401k to your personal 401k on a regular basis? Or just when you move companies?

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In all honesty, based on your investment vocabulary you need a good financial planner.

likefunny

Do you mean IRA or what is personal 401k?

A rollover IRA

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I assume you mean IRA. Unless your employer 401k has no good options for investing, there's not a good reason to move it out to an IRA. It's just an extra step.

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