How much do you care about your credit score if you aren’t financing any major purchases? I’m almost a year into being a homeowner for the first time and am feeling a cash crunch. But my SO has significant anxiety over any kind of debt. We just spent almost a decade being uber responsible and saving for this house and now I want to spend a little. I view this as a short term problem since both of our jobs are secure. I just want to be all settled into our new house.

What are the best things to specialize in if you want to be a CEO of a bank one day? I feel like I've been a generalist thus far in my career and want to narrow my focus. Should I go work for an investment bank for a few years? Focus on product maangement for a retail banking?

Would appreciate any thoughts or insights. Thanks!

I was offered a high net worth client associate position with fidelity. I have never worked in a call center environment.
Can anyone that has worked in that position tell me what its like and what to expect? Is it more like an administrative position and boring or do you really get to help clients? All feedback is appreciated!

How am I expected to bill 1900 hours when I only have 8 cases and when I ask for work no one responds. I even asked the partner in person for work and he said he was slow and didn’t have anything for me.This month I’ve only billed 80 hrs. Its making me anxious because I don’t want to get fired for low hours but also I’m a first year so will they have some mercy on me? Lol

Doge is up 103% today

Is the CPA designation worth it? For me it would take me 1 year of PREP courses and 2 years of PEP until i can write the CFE. And I am 27 years old right now. Also wondering if it would be crazy to pursue the CPA while learning how to code to be a developer as well?

I have offers from PwC India and EY GDS with same CTC in technology domain. Which one should I choose and why?
The important parameters for me are annual hikes, promotion, work life balance, learning, growth and exit opportunities. Kindly help.

Any manager present here ??
My current CTC is 8.5 lpa , YOE - 5.5 and i hve an offer of 18lpa
Thing is I want to get retained by Wipro, can Wipro retain me with 13 or 14 lpa ??
I want to know from manager perspective how they retain someone

Motions
I work in a midsize firm and we have the basic subscription to westlaw, which doesn’t include the ability to see filed briefs, motions, etc without incurring additional costs. I’m wondering if there is a service in the NJ/PA area that gives you access to previously filed motions and briefs? So if I’m drafting a summary judgment I could search the service and find a similar one. If this doesn’t exist.. I think I found the next million dollar idea lol

Has anyone in big 4 asked for a transfer to a different country? (I.e Canada). Currently debating whether I should transfer with the firm or apply for express entry myself.

Anyone recently filed a I539 application and how long it took to approve?

M&A associates: is it normal for first years to have only same-day tasks? I have not been given a task that wasn’t due either ASAP or by that night in weeks. If this is the norm, do you recommend any other (more predictable) transactional practice groups?

I had a bad week and had to take a last minute week off - when I returned to work the mid-level I was assisting was all smiley and seemed full of care, but now I find out that she’s frozen me off all email chains on the transaction altogether. What should I do? Totally at a loss here

My least favorite reason to be working into Saturday evening is because the partner is not good at their job.

11am: you do B, C, D and I'll handle A. 6pm: please go ahead and get started on A.

Do we get graduity if we quit after working for 4 years 8 months ?

What are the opportunities in DI or D USI for Semi Qualified CA in Risk advisory or Internal Audit department? Also what is the range of pay scale. Please suggest whether I should apply for the job in deloitte?

Hi guys what is the expected from CTC for 4 years experience in .net + react js

Is Google a safe in house department to go in to considering state of the economy? For background, third year in big law (corporate).

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Paid off my account debt!

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

In your opinion which is the best target fund to choose in IRA Roth?