Need some advice - 45. And we’ve learned to live on one income for the last 5 years. Wife is finally ready to go back to work but we struggle with putting our kid in early care and after care - kiddo is 5. We don’t get as “ahead” financially if wife stays home but also see it as the right thing to do unless we can find a flexible gig. Lost a fair bit of net worth -30 percent a few years with some bad investment decisions as well. Any perspective on not feeling behind. We make 300-350k.

Hello! I’d like to get a puppy soon but I’m not sure where to go! Any recs? Id like to adopt

Hi all, I've just been offered a role at Accenture UK and was wondering what the paternity leave is as this is going to impact my decision. Can someone please share? Thank you!!

35F divorced with a kid. I think I will never get remarried or in a serious relationship again. Lots of men don't like dating women with children. At my age either the guys are past their prime, divorced/ing and have to provide half their income to their first wife. Many with kids live on the same street as their ex wives so they can be close to their child. I'm not comfortable dating guys like that. On the flip side there are the ones that were never married, which by this age cont

Has anyone tested positive with COVID while pregnant? My spouse just tested positive and I’m staying someplace else to keep safe. But curious how worried I should be if I end up getting the virus?

Hi guys I work in One of GCP partnered org. My role sr SQL developer I resigned the current job GOT ROLE in FICO child org as a solution integration consultant role -(AWS,PENTAHO ,SQL we will be using ) -offered CTC 25 fixed + 1L JB + 2.5 BONUS + 0.5 L WFH SETUP = total 29LPA if everything will go smoothly ( bonus vary with comp growth it can be between 1.8L to 2.5l .so final CTC will get down to 28LPA as well - Bangalore but WFH ).Current org retain with 25L +2 LP VARIABLE HYDERABAD COMPANY

Hi AUS fishes,
Can you please help with some suggestions for a friend who is currently in Australia. She is a mother of a 2 year old and ready rejoin the workforce.
She holds a Masters in software engineering from an Australian college and looking for opportunities in Canberra or WFH. Any role that can pay bills should be fine.

Anybody willing to help a broke kid out with some mock interview prep?

What are parents paying for baby sitters these days? Wife and I going out tonight for about 3-4 hours and have a local college student babysitting our toddler daughter tonight. Low-medium cost of living city and daughter will be asleep for most of the time. We’re thinking $15-20 per hour and make sure there are plenty of snacks around. Appropriate?

Any dads out here? Wife is 20 weeks pregnant with our first and want to connect and know from fellow dads on how are they coping. How are you helping your partner? Feel I am not doing enough. Except for getting ready with the finances.

Pregnant moms, feel free to provide suggestions on what your partner is doing which you really appreciate. I got the foot massage part covered. 😉

My wife has two offer ,already confused and don't want to apply for any other opening now.

TCS- 20LPA ( 15.8 Fixed+ 80k retention bonus after each successful year of completion+ 3.4 L monthly and quarter variable pay)

IBM- 20.35 LPA (Total fixed) and 50 k joining bonus.

Yoe- 7.3 years. Technology- IICS.informatica power center.
Which one to join considering-
1. Career growth
2. WLB
3. Maternity leave benefits
4. Future annual hikes

Please suggest

pro tip. purchase baby foot exfoliate. but make sure you do it at home.

A first year asked me today how to maintain wlb to make the job work long term. Oh you sweet summer child.

I am 3 months pregnant, working in Atos. Now they are calling everyone to join office. Doctor is not allowing me the travel. The team or my manager don't know that I am pregnant. How can I take it ahead?

I had IVF process to get pregnant. During pre- embryo transfer we were told that girl embryo is being transferred. Currently I am 18 week pregnant. I had anatomy scan and we found out we are having a boy. Baby looked all healthy but due to gender discrepancy, We are asked to do additional testing and genetic disorder screening. Anyone had similar experience?

Abused and isolated as a kid. I have terrible memory. Like I don’t really remember the past few months except in broad strokes and memories of my childhood are more non existent than existent. I’m working through this with my therapist. Does anyone have any experience with emotional and memory repression? Curious on your advice

I have a business background and a year ago, after I enrolled in a major European business school blockchain specialization, I decided to start focusing my career on this technology

I would like to continue going up on my learning curve while helping businesses adopt blockchain

Any career advice based on your experience? Best companies in the industry?

Anyone else juggling having kids at home during the winter break and trying to work from home around your SO (who is also working from home). The holidays are always SO hectic at my place and I'm feeling like a failure, my mother was a perfect housewife and I'm far from it lol. Other parents struggling with this?

Anyone else find themselves getting extremely stressed at work during pregnancy? It’s like my emotions are just off and I get so stressed so easily. I want to be calm for baby but it’s hard to not get worked up!

NFT peeps, get a Doodle while you still can. Bought mine for 1.5 ETH last week. Now at 3.9 floor. Other collections that I think have a lot of potential: Lil Baby Ape Club, Cosmic Labs ducks, Party Apes, and Stoner Cats. Cool Cats are pricey. Little Alien Club is super duper cheap but a total Hail Mary gamble.

4th year lateral market —
Anyone get asked to complete conflicts prior to a formal offer being extended? Not sure I want to disclose clients before accepting said offer.

Unique MBA exit opps you’ve seen lately?

What are your favorite red varietals to drink during fall weather? Something warming, full-bodied, etc! Trying to branch out here, I don't know too much about wine but love a little spice.

Relationship Banker(RB) does JPMorgan Chase Bank offer yearly raises in these roles?

Current firm : HCL technologies Tech stack : .Net Core Exp : 5 yrs
I have an offer from JP Morgan for same tech stack.

I want to know more about WLB and office timings at JP Morgan.

What do you suggest, as I have good WLB at HCL technologies.

Hi all,

Can any one let me know What is the difference between designation Associate I and Associate II in JPMC ?

Which one is better and why?

I’m a firm believer that a manager should develop a positive relationship with employees, but I don’t want that to be an invitation to disrespect my authority. How do you know where to draw the line to make this distinction clear?

Salary for GM at AM/PM stores

What anime is everyone watching in this new winter 2020 season? I'm liking darwins game quite a bit so far. Pet looks decent too

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Help me to clear me cvent customer service round

How is EXL service to join as lead assistant manager in Analytics.
Saw lot of negative employee experience on glassdoor/quora.

Honest opinions are welcomed folks

Taking a counteroffer and after 4 months leaving for another job. Will I be burning bridges?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

If you had to choose between Dallas or Houston to practice RE. My wife wants to move to Texas and we're narrowing options. Chime in if there's somewhere better I should be looking.

“I get such a rush when I’m eating a taco."

Throughout my career, I have worked at both “traditional” and “digital” shops. My current agency would fall under traditional but also offers digital services. Our process, roles and skillsets seem way outdated but I wasn’t sure if it was just my opinion or if this is just how it works. For example, we have no CTO or tech leads. Our digital producers feel more like project managers than actual producers. Account Management is just traditional, no real digital knowledge. Feels layered and dated.

Can anyone advise on some good ways of getting referrals for making job applications? I’m a current masters student, graduating in May 2022

Hi fishes,
I have recently joined in a project as a Oracle JD Edwards finance Functional Consultant.
Is this a good ERP to kickstart your consulting career and whether there are good opportunities for this ERP in the future.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Paid off my account debt!

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

In your opinion which is the best target fund to choose in IRA Roth?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k