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What’re the most tangible benefits of using a more traditional brokerage over Robinhood? Signing up for another brokerage is quite a bit of work

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If I have been making monthly payments on my student loans during the covid forbearance, will the monthly payment amount be reduced when the forbearance period is over? Hoping to not have to keep payi… more

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So I got a house for $260K using my 401K as a down payment. I put down $50K but that’s 70% of my retirement. I don’t really have a savings but I’m tired of paying rent. Do you think that was a good fi… more

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Has anyone used American Express’ pay over time option? For this past month, I have $2800 in remaining statement balance that I can’t pay for another month. This month I also have $2000 in statement b… more

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Anyone else (who is NOT in big consulting/tech/banking), run the numbers of when they'll be out of MBA debt and realize it was not worth it? If you had an income of 120k, it would be quite diffic… more

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Just got my divorce decree today. From a taxes/financial perspective, am I responsible to update my employeer within certain period? Do I have any ‘advantage’ of reporting this later in the year? As m… more

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Crypto Account: just opened one with COINBASE and bought a minimal crypto. Can we use COINBASE at Deloitte? I am trying to report but shows restricted? Thoughts?

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What's this?

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Well. ARKK is back.

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Need opinions on TitanVest. Has anyone used the platform/ any other “robo-invest” platform? It looks as though the company has beating the SP500 since its introduction in 2018. I’m looking to put … more

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Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best ass… more

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Have any of you successfully used the strategy of paying everything with your credit cards to max out benefits and paying off your balance every month?

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Best delta perks credit card?

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Novice question… Should I consider my 401ks and Roth IRA as part of my overall investment portfolio when it comes to thinking about how to diversify my portfolio and make allocations? E.g., if I want … more

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What’s your side hustle? I only have one source of income atm and hoping to change that in the next few years 🤔

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What are some things you outsource for time saving / finance strategy? Looking into fiverr

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Has anyone living in usa invested in real estate in Toronto ? Wondering how the tax part will work on both sides . Any tips / pointers ?

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Do y’all factor in Mortgage (equity and debt) to New Worth? If so... How do you even get to a positive Net Worth under 30? My wife and I are 25 YE and have about a $180k annual income (including bon… more

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Open Door Tech. Pretty bullish about what they do. Anyone come across them?

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Want to splurge on a 1BR luxury apartment in Chicago $2100 a month (all inclusive). Make $90k gross, no debt. Saved up quite a bit living at home, would you do it? Coming from a low income fam, never … more

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How have people paid for engagement rings - pulling $ from market, hoarding cash, credit card, loan…?

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How likely can one’s overall portfolio grow 25% by this year’s end? I really wanna hit 1M mark. 🤞

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Thinking of taking a position in ARKK - 40K @120K?

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Monthly Income: do you guys use the take home (minus taxes, 401K, HSA) per pay period * 26 / 12 to determine monthly (non bonus) income for budgeting purposes? Or you just do pay periods and treat the… more

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I’ve read a lot in this group about a back door Roth IRA. I currently still qualify for a Roth, but was curious what are the steps to do a backdoor Roth for when I won’t qualify? Always been curious w… more

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Any other Titan users really excited about their upcoming crypto product. Im sitting at about 40% returns all time (2 years in October) in their Flagship fund so I'd like to think their going to d… more

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Working with a financial advisor who is trying to sell me on Indexed Universal Life Insurance (IUL) as an investment vehicle. Supposedly there’s no downside risk and 5-7% returns and it’s not taxed. I… more

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Is now a good time to close my position on AAPL? I keep seeing stuff saying the next few years will have no returns. I definitely believe the next 5-7 years will be bright for the company. Although … more

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How can I be less frugal? We have two incomes and save and invest a really decent amount but I always find myself looking for value for money in most things and feel I am missing out on fun. I drive a… more

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I sometimes get water from the corner of my garage foundation wall. Seems to happen when the ground is saturated from weeks of heavy rain . Anyone Ever experience this and Resolved it ? Hearing about … more

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Best place to get life insurance? Almost 31 yo, married, 1 child.

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I'll be financing ~40K USD for my sibling in Canada for MBA. The payment is bulk due to Visa requirements which ask for all first year tuition to be paid upfront. We don't have options in th… more

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How did you go about getting your life insurance policy? Trying to get one but not sure where to start (26M) , no debt, no kids

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Got multiple offers all over asking price. One offer is substantially higher but asking for credits even after they signed the as-is deal. As a seller how should we handle ?

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Our household income is 400k. Are we eligible to contribute to a traditional IRA? I’m pretty sure we can’t but wanted to confirm. Currently contributing to 401k and doing a mega backdoor Roth IRA.

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Popular wisdom says you can't beat investing in broad index over long period of time, is it still true today? When those analysis were done, there were no meme stocks, much less general access to … more

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What is the best time to open a 529 Savings account? Don’t have too much to invest right now.

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Please help me think straight here. If I have maxed out 401k, Roth, HSA, is it still a good strategy to contribute to the max tax deductible amount per the 529 plan even if someday my kiddo doesn'… more

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Anyone have any luck convincing their parents to move away from a house they can't afford anymore? Parents are stubborn and getting to the age of retirement (with no funds). Only thing they can do… more

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