Personal Investment Chatter

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Offer questions and experiences related to personal investments

Live in NYC, live in a CoOp looking to refinance any recos and what is a good rate? My current rate is 4.5%

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Thinking about opening up a new savings account at a different bank than the one I already have (BofA). If you have more than one, what are some of things you considered when getting another one?

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F1 OPT holder here. This is my current financial state. Completed my loans, have a 6 month emergency fund in Discover savings account, started contributing to 401k from this month (Ey matches only af… more

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Thoughts on edtech stocks and recs?

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Where should I open my Roth IRA with lowest fees? And decent choices

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Thoughts on AT&T stock below $30 as a long term (2-5 year) play?

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Best resources for those who are just getting started? I just got Robinhood a few weeks ago

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Anyone use SmartyPig as a HYSA, APY is 1.25. Thoughts for or against them?

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Who is a good broker to start an IRA with? Any suggestions on funds to invest in?

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Folks with low risk tolerance- where do you keep your money? I keep a year’s expenses in a HYSA and the rest in ETFs. But maybe 1 year is too much and I should invest half of it instead?

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Thoughts on this buy and hold? MSFT APPLE VISA P&G Coke Sbux Home Depot McDonalds Google Verizon ATT Union Pacific General Dynamics Caterpillar 3M Amex Blackrock JNJ Medtronic ABBVIE United Health… more

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Any downside to buying stock options instead of stocks/ ETFs ?

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Thoughts on this wealthfront offer?

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Anyone ever made a crazy high volatility trade and turned a few K into 100k in a week?

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what’s your gross base salary and respective 401k deduction %

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I just received my tax refund around 7k any suggestions where I should invest it

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Just made trad IRA and transferred 6k from checking account. Trying to convert to Roth now. When it says withhold taxes, do I say pay taxes now or don’t pay taxes now? This is on fidelity platform jus… more

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Finally hit positive NW!!! Have 20k (down from 26k, graduated May 2019) in student loans but have been saving up my emergency fund, maxing Roth IRA and HSA, and contributing 10% to 401k. Excited to re… more

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Currently do all my non-retirement investing through Wealthfront and I can see that their 5 year return for a portfolio with a risk score of 7/10 is only 5.45% (net of fees). Isn't that super low… more

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Car buying question - financing a used car (personal preference) - got a ridiculous monthly quote and down payment at dealership then got a quote more inline with my needs online via prequalification … more

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