Personal Investment Chatter

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Offer questions and experiences related to personal investments

Plan to get a car this month. I don’t mind used, but a new car would be nice. Is it better to get a new car with low APR vs. used with high APR? Don’t want to spend over 20k and can only put 1k down

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Those of you that use HSA to save for retirement, do you put everything above and beyond your company match into HSA, or do you still contribute to 401k even after you've met the match?

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if i have an option for a traditional 401k and/or a roth 401k, should i be maxing out the former or the latter? doing a split between the two?

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For those who max 401k, what do you do with the extra money?

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Best way to invest year end bonus given recent market activity? One time into index fund or $ cost average over 6/12 months? Thanks in advance!

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Robinhood peeps - app won’t “verify” my email. Has this happened to anyone else? How did you rectify?

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Recently got laid off from uncle D! Am not a finance savvy and would appreciate your input! What should I do with my 401K ? Keep it with vanguard or transfer it to the 401k account of the new firm

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Who do you use for HYSA? Currently using PNC but they just dropped their rates to 1.90%.

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 Has anyone refinance their student loans through Sofi? If yes, what has your experience been like?

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I invested €2k in algorithmic trading with an 10% return/month in average. I get back my capital in less than one year. What do you think about the performance of this robot trading?

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Hi all, does anyone have a CPA familiar with US expat taxes they would recommend? Thanks

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What’s considered a comfortable retirement nest egg?

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Does anyone Spotify hack by having a premium family plan? Trying to find one to join or start one and find people to join.

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I make 100k in NYC. $3k in debt. 401k 10%, $900 FSA 529 $100, $1200 in rent I want to open a rIRA, where should I go? I also want to start investing.. Vanguard? Fidelity? How should i diversify?

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New hire out of undergrad thinking about investing/saving—seeking advice. Details in comments: 15k sitting around in checking/savings account with interest close to nothing. Been reading posts here an

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Between Traditional and Roth 401ks, how would you divide your contribution (in %)? So far I have 100% -> 401k (traditional) and 0% -> 401k Roth

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Between 401k and Roth, in which percentages would you divide your contribution and why? So far I have: 100% -> 401k and 0% -> Roth

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Any experience with portfolio margin accounts / benefits ?

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stock market dropped so much today. Thank you Trump! I have a feeling few days later he will hint that maybe should aim for a deal fiesta. ///market manipulation

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Might be a stupid question but: when I switched jobs, I got a new 401k provider. This new provider does not offer an HSA like my previous employer. Can I still contribute to the old HSA?

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