Personal Investment Chatter

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Offer questions and experiences related to personal investments

Tips for managing/setting up/automating accounts? I have a Schwab account for investing, where I also have a 6 month emergency fund parked in their money market. My income is direct deposited (cont)

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What shares are you all picking with this fall in market due to the corona virus?

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Just did a 2019 retrospective. Total expenses: 8k on food and dining 10k on travel, groceries, shopping etc. 24k on rent (live in NYC) 6k on family 15k 401k 12k index funds How does it look?

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Age 22, maxing out 401K, looking to put money in a HYSA. I’ve heard HSBC direct, Varo, Vio, Marcus, and Wealthfront are good. Recs? Also where to start investing once I have a solid emergency fund?

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My fiancé is fixated about buying houses at auctions, saying that these houses are a steal with lower prices... this sounds too good to be true to me. What are the shortcomings of auctioning houses?

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What type of jobs are available, outside of Financial Advising, when you have a 7 and 66?

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Non US resident here working in the US. Want to open an investment account but not sure if I should open one in the US or back home. Plan in staying ~3 years in the US and then go back home.

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Impeachment gathering steam with new evidence and coronavirus. Anybody else think the market’s going to continue to go down this week?

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What are your strategies for paying off your 30 year mortgages? Is it worth putting in extra payments for early payoff? If so, how much extra are you contributing? Currently have a 3.75% interest tate

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What’s currently the best online savings account?My research so far shows that HSBC has the highest rate of 2%. I don’t know if it compounds daily which matters.

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How to merge and manage finances when you get married. I am a F, if that makes a difference. Are your assets and liabilities before wedding considered purely yours, once married you start from 0?

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My network has is 250k. Age 45, single. What are recommendationsto get a 1 M portfolio in next 10 years. I max out 401k and have a house which 200k mortgage remaining. Have invested around 60k in ETFs

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Does anyone have job loss insurance? How does it work and what is the premium?

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Hi! Can someone help me understand why my credit core is not crossing 740. It is around 722-730. Except for a mortgage i have nothing outstanding. Where can i check and ensure nothing is wrong?

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Looking for advice - I own a house worth about $600k, mortgage $350k, student loans $85k. Do I sell the house and take the equity to pay off mortgage & student loan debt? (More in comments)

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Does it ever make sense to *not* be contributing to a Roth IRA?

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I just had my first child. Looking to get term life insurance for my wife and I. Any recommendations?

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Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

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Do you have any diversification with international stock? What is the pro/cons compared to US exposure only?

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Planning to purchase a home in Seattle (severe sellers market right now). I will need to finance the home and seems like sellers aren’t accepting offers if ALL contingencies aren’t waived. (Contd.)

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