Any current/Ex IBM please guide me to Opt In/Out of the IBM's Medical Insurance.

To start of there is a co share of premium for a base sum insured of 3L which comes around 1790/-

Then skipping the benefits for a second if I jump on to the claim part there is a Copay of 10-90. Employee will have to bear 10% of the claim and insurer will bear the other 90%. For dependents 20-80 Copay.

Are the benefits are good enough to consider copay and subscribe ? Please Suggest.

To all the insurance underwriters, what do y’all make/ YOE/ carrier?

Has anyone actually tried virtual therapy for mental health?

LinkedIn Pro - is it worth it? What would be the key benefits and features you get out of it? Your thoughts please 🎤

Healthcare folks: if you could go to any Publicis Health agency, where and why?

~salary question~
*Any resources to research salary expectations are appreciated*
I’m currently expecting an offer this week for an underwriting role at a mid-sized mutual in NJ. I have 3 years mid-market commercial underwriting experience at a smaller mutual company in NJ (+ prior summer internship and insurance degree). What should I expect for salary? I’m thinking 75k? Where can I research this kind of thing?

Am nearly 40 and self care hasn’t been a thing sadly. Have only seen a gynecologist 1x about a decade ago and need to go again because of super heavy periods and clots. Plus am starting to care about my health. Any suggestions on non judgy doctor I can see in nyc? Tia.

I see meal card option in my flexi benefits page..can someone from LTI guide whats this meal card for of 50 bucks and where can it be used?

I am a Medical Technologist with a degree in BS Medical Technology. I want to change my career to Business Analyst or Project Manager. I do not want to get another degree. Will coursera courses suffice? Any other tips?

Hey guys! Went to college with full intention of getting into medical school. Graduated right before the pandemic which gave time to think long and hard about going to med school. Decided I was doing it for all the wrong reasons, and am trying to pivot into consulting. I’ve reached out to hundreds on LinkedIn, which lead to a few referrals, but have heard nothing back from any firms. Anyone willing to help me out with some advice and guidance?

I’m considering a job that offers HRA (health reimbursement arrangement) instead of insurance. It would pay for my own insurance premiums, copays and any out of pocket expenses. I haven’t heard of HRA’s before. Is this a red flag or a good idea?

Texas Fish: Pls share which firms have a reputable healthcare practice (strategy/comms) in the Austin / San Antonio area. Looking to relocate from DC. Thx in advance!

Why is medical insurance only 5lpa for most of us.
A single night at ICU costs 50k.Just saying.
It should be atleast 20lpa

Can someone explain a mega back door Roth to me like I’m five? Bonus points if you lay out if it’s feasible for me (180k tc last year, already max out ira and 401k)

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

To the fishes in the world, I need help. So I worked on this pitch for the past 4 days from 9 till 12 everyday. I got ill from being tired, went to the hospital and got charged. What do I do now?

Any benefits for employees by this merger?

I'm a retail employee, and I've noticed that a lot of my colleagues are really stressed out. They're often working long hours, and they don't feel like they can take time off when they need it. I'm worried about my own mental health. Is this what all retail is like?

What are the typically ranking of desirability when it comes to case type? Are there cases people avoid or want? Do people avoid implementation or PMOs for example

I need an interior designer. My parter and I have good taste but just aren’t creative types that can pull it together. Live in Cobb. Any recs?

How is the Axtria office at BlueRidge Pune? Is it beautiful? I heard it is a beautiful place

Hi there anybody here work with influencers & creators often? Would love to network and pick your brain on the legal side/contract clauses to include 🙏🙏🙏 as I'm trying to propose an influencer strategy at my company. Thanks

I completely forgot about a bill of $100 that was coming from my last healthcare provider. They sent me notices at my old address and then got sent to collections for non payment. But all correspondence was at my last address. So I missed everything. Until I saw my credit report and saw the delinquent account reported. What can I do? Ask for pay for delete? My score dropped 20 points just for that. I want to apply for a mortgage in the next 6-7 months :(. Please help

Which offer should I accept? Currently staff 2 at big 4 in Tax with CPA license. I want to leave tax ASAP. Both are public companies +1B in revenue and same salary. Offer 1 - staff revenue accountant so reading contracts, speaking with the sales team and legal team, a lot of work at the end of the months to close books and reconcile transactions to make sure we are ASC 606 compliant. This track usually leads to director of revenue. Offer 2 - internal audit staff so SOX and compliance projects.

Does anyone have a favorite “About Me” section they can drop in the comments? So many are awkward or too long or trying to be funny. I’m looking for inspiration. Thanks!

Hey Fishes, Can i quit a company within 1 week of joining if i got a better offer?

I am thinking ThoughtWorks is overrated ! anyone thinking the same? I don't find anything special about the company. Even my interview and feedback experience is not great

Today was my last day. I get a few weeks before I start my new BL job. I’m so happy.

VOO or VFIAX or something else? Looks for better returns than HYSA

When's the earliest one can re-apply to BCG after a final-round ding?

Best HR certification for junior level employee (Coordinator, ~3 years experience)? PHR or SHRM-CP and why?

Just over one year in, hitting billing requirements, and received positive year-end review. What’s a reasonable % raise to negotiate when I have the meeting?

To all my fellow accountants, follow my IG account @be.audit.you.can.be for some great accounting humor! I just started and will be updating daily. Who doesn't need a quick giddy up? :)

I want to get a Tudor bb58 (black), but no AD seems to have any for months now. How long was your waiting period?

Has anyone applied for Schengen visa while in US on H1? Planning to travel to Iceland with wife and need to apply at the Lithuanian consulate in Chicago. Wanted to understand the procedure better.

Does anyone has any openings related to PMO Lead PM etc.

How earned leave credited in IBM ? I want to take 1 week leave immediately after date of joining. Would it be loss of pay or can I advance earned leave?

Hi fishes, I am new to IBM. Can anyone share when is appraisal cycle period in IBM? Unfortunately I can't get a hold of my manager to answer this basic question for me.

acenture AI (level 7) or IBM ( band 8) ?

whixh one will be bettr in terms of
learning and WLB?

Hi,
Anyone recently gave IBM assessment , i gave last week and haven't heard back yet
How long does it usually take to get a call for further steps after online assessment?

Kindly suggest

I have filled BGM form on 4th Oct, and completed cognify test on 6th Oct. How many days IBM will take to release offer letter? I do not have any communication from them after that.

Does IBM send rejection mail, incase someone is not selected after the managerial round?

Will IBM pune match the counter offer for 9 YOE??

What is the difference between package consultant and advisory consultant.

How will be the career progression for package consultant

I'll complete one year including 3 month notice period at IBM. Should I return my joining bonus in that case?

Does IBM still provide wfh assets via IBM bond, I joined last week only,let me know the process pls.

How long does it take minimum to apply for 7A from 6B ?

Hi all,

Does IBM provide international transfer from india to Canada? If the employee has received Canadian permanent residency.

I saw it in news that IBM will start a new office in Toronto in November so I was just curious that if I get a Canadian PR, can I get job transfer?

Hi fishes
My wife is looking for open projects in IBM.

Skill set : Java,spring,springboot,microservices
Let me know if there is any vacancies in any of the projects at IBM

Hello IBMers,
Can there be any consequences of couple of project interview rejections during our first week at IBM.. :(

Does IBM have good onsite opportunities?

IBM or Globant for the Business Analyst role?

How's the work life balance at IBM for Business Analysts?