I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

What does BCG Digital Ventures do? Where do they get Capital for investing in startups? I know they have a prod dev team to help create companies, however how do they fund them?

I got pre-approved for Amex platinum and chase sapphire reserve. I applied for the reserve and got rejected a few months ago. Should I try platinum or wait?

Why is there a culture of young realtors only? As a 40 year old realtor, I am far from retiring! As long as properties exist, I'll be here

Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Any thoughts for getting the legal benefit during open enrollment? Any success stories or benefits?

I am working as a Sr. Product Analyst and I am looking for a product management role in Healthcare IT in Bangalore . Kindly, comment down if you come across any job opportunity.

The majority of my career has been in healthcare tech with some retail experience. Looking to break into event management/coordinating (I believe this is the correct job title) space in either the entertainment, fashion & retail or cosmetic industry. Any insights or advice is appreciated!

Why do firms not use vested stock options as incentive in earlier stages of career?

Damn it JpMorgan ceo, all cryptos are down.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Who wants to start earning money online?

What are some good east coast cities to buy an investment property in? For those of you who have done this before, what's better for a first time buyer/investor - commercial or residential?

Based in NYC but looking to buy outside the city. Something that's 400-500k and has good rental potential. Thank you.

With 17.5LPA how much income tax are you paying every month?
What methods are you following to pay 0 tax?
Important:
Please don't ask YOE, Tech Stack..
Fed up of seeing these same questions...

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

Off Topic Alert : Does pre-authorization of holdings in Zerodha have any downsides to it? Is it safe to preauthorize holdings so that I won't have to enter a TPIN for every sell trade.

WFH parents - what’s your routine and how old are your kids? Struggling to find one for me.

Help me with decision,

Ey GDS - 15.2 lpa - noida (less rent) - yet to ask for offer revison based on higest offer
Congni consulting - 20 lpa gurgaon (more rent)
Ameriprise - 18.3 +1.5 jb (not considering this cuz not as per my domian)

Iris - in talks 19 fixed probably similar to cogni.

Looking to chane in top investment bank in next switch , other that that job security is concern.
Any suggestions which I go ey or cogni? Ey may or may not match the offer

Please help me to decide which one of the below company should i join in tems of growth, job security and wib?
Hitachi lom
Mercer
DXC
Need to take this decision asap
Please advice and suggest
Wipro Tata Consultancy Infosys
Accenture IBM DXC hitachi

I'm launching a small PE firm and need advice on structuring equity for early founding team members.

I don't want to give up equity in the firm for several reasons but I do need to incentivize my team.

Should I offer phantom stock or form a subsidiary LLC and issue stock in that but always own the parent co? Or just offer carried interest for deals they each manage?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Where did everyone go for their offsite this year?

Trying to figure out from a client relations perspective how much I need to be fluent in Google Analytics and the planning and buying process of paid media: social and search.
I want to be more fluent and speak eloquently about it so that I am well rounded in my role.
My current position doesn't allow for any hands on experience. Any advice would be appreciated in terms of how to gain the experience or course recommendations.

What’s the background of most product managers you’ve come across? Is it engineering, consulting, strategy, etc.? I’ve never met anyone who started their career as a PM and I’m curious how to get in it?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

I am giving an interview where interviewer has asked to prepare some slides explaining what I do and what value I can bring to their firm. Will sharing that decks create some compliance issues as I will mail it through my personal email id to interviewers official Id.

FYI, it won't contain any confidential data.

Is it normal during a lateral interview process to be informed of an interview the day before?

How long does Oracle take to conduct second round of interview ? Is it communicated if we are rejected after first round ?

What does the technical assessment at Wynshop go over?

Hi Fishes,

What is salary pay scale for CANADA on-site from people-TECH Hyderabad.

Role : Senior software engineer
Salary : 27L.

Thanks to everyone

I have two offers- should I go with a sr product manager with Lowes or senior manager, product owner at vf (owns northface,timberland brands). Any suggestions compensation is the same

Hi fishes,

My CTC is around 12 lpa per annum. How can i avail max tax benefits?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Looking for a casing buddy! Fairly new to casing and come from a science background not business. 2nd round BCG interview coming up. :)

Anyone here trade options in addition to working full-time? I am curious to hear about how much additional income you’re able to pull in, big lessons learned for a beginner, where to start learning/practicing, etc.

I found out I’m not eligible for HSA ($0 deductible) and my company doesn’t offer one. Is there an alternative or should I just pour that money into IRA/401k instead?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Instead of targeting a high downpayment for a house, my wife and I are planning to look for a house once we hit HHI >= $250K. We think this will be mid next year. Reason being is want to target a house in the $700K range. Thoughts on the approach?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Is ARKK still a good ETF to invest in?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Grade my allocations!

VTI - 50%
VXUS - 15%
VUG - 15%
QQQ - 10%
VYM - 5%
FALN - 5%

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

How much money have you invested in crypto currently? I’ll start - $5000 currently