{ "media_type": "text", "post_content": "Any 🐠 with SOs in med school/residency? Feeling a lot more pressure now to not get laid off 😔. I’m happy to help support them in their journey to a meaningful career and know things are probably going to be fine in the long run (we’re pretty frugal). However, with the economy as it is and the sheer amount of student debt, just feels like a long road ahead and no idea how long it will take to ever pay off", "post_id": "5eb4b9822d122d0021bdae47", "reply_count": 11, "vote_count": 5, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

Any 🐠 with SOs in med school/residency? Feeling a lot more pressure now to not get laid off 😔. I’m happy to help support them in their journey to a meaningful career and know things are probably going to be fine in the long run (we’re pretty frugal). However, with the economy as it is and the sheer amount of student debt, just feels like a long road ahead and no idea how long it will take to ever pay off

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They'll be fine. Medical students have no trouble paying off debt. It may seem like they owe more but their jobs are consistently highly compensated with essentially zero risk. It's the people who borrow just a couple thousand here and there who are always in trouble. Those people are 1) less likely to have finished a degree 2) less likely to have gone to graduate school and 3) more likely to earn far less. Statistically, the people who borrow little are at the highest risk of a default. You two will be fine.

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Wait a minute. Are you married or no? If you aren’t married you shouldn’t be concerned with their debt. Focus on the present.

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Not yet, but been together for 5 yrs and we’ve talked about getting married in the next ~2 years

Me me me! 🙋🏼‍♀️ fiancè is an M3 and super in-the-hole, I feel sick to my stomach looking at his loans and the interest accumulated. I’ve always been frugal and know that while it isn’t my debt, my salary will very soon be supporting us both once we’re married. He’ll get paid peanuts as a resident and we plan to direct all that income towards loan repayment

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“Eventually” meaning 15 years later...

It’ll be okay. Just live frugally and off one person’s salary for the next few months. We were both young so really never thought much of living off of $50k a year - we actually felt super baller! Now my SO has paid off loans and has a very stable job. We have a nest egg from my savings and my SO will soon eclipse me in earnings. So it gets better!

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Dude I feel this but ultimately once they start making money, your combined income should be fineee

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