Anyone with a Citi biglaw mortgage know if we can recast our loans? Guessing not since it’s a jumbo loan but would appreciate any insight

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I have not actually done it but remember being told that it could be done for a nominal charge

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I was told I could recast for $250

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I did this recently. In a 7-year ARM with Citi as of Jan 2025 (over $1M mortgage) and lowered interest rate in Jan 2026. I think it cost $2500 but was very easy process.

I modified my loan for a $3k fee last year.

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