Asking for a friend (no seriously - I am not a crypto person): how do you invest in crypto?

I have a friend that is adamant that she wants to put some money in crypto but she’s a total newbie. Other than advising her against using Robinhood - I don’t know what to tell her.
Any feedback on coinbase? Or alternatives?

What is your preferred online brokerage and why?
I like TDA’s tools and research. Vanguard is best for ETFs/funds but stock tools are nonexistent. Robinhood? Why? Thanks!

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Does anyone in here participate in a 529 for their kids? Is it true that you can deduct contributions from your state tax? If so? Is it 1:1? Trying to decide how much to contribute for maximum tax benefits. TIA!

Do you think someone who owns 200 ETH is financially independent?

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

For USI Onsite folks,

Has anyone received the tax filings from Deloitte yet? I had submitted everything in January but haven't received anything after that

Hi! European here who moved to New York and trying to buy a condo apt. Any tips on the mortgage process, any good providers here with good rates and no crazy costs? Condo is $450K and putting $200K down if helpful

Fishes,
Im working in Ey india,
Do i need to declare personal loan anywhere is it required?

Anyone been approved for a mortgage with 50% Debt to equity ratio? No current debt or expenses. Just HCOL area in NJ so mortgage would put me at 50%. Want to see data points.

For those maxing out their HSA, how many of you are using it on health expenses v saving it, and why?

Anyone here got an idea of how much they made this year? I made around $65,000. With loans around 220k, I feel like I’m ok where I’m at after 2 years out of law school. Anyone got similar stories? Reading posts about pay makes me feel impoverished.

Who wants to start earning money online?

Can someone explain the new Robinhood Stock Lending? It seems like an offer of free money but the risk isn't explained well.

Can someone clarify it please?

Which comes first, the car or the insurance? First time buyer here. Like can I buy a car and then get a policy afterwards?

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

I hear a lot about cash flow with rental properties but would appreciate thoughts on whether breaking even after accounting for mortgage (interest and insurance included) as well as % set aside for repairs, vacancy, etc. is a decent strategy for building a portfolio. Alternative is wait for rates to come down, but that could easily be a few years at this point. If I find a good deal, I can always refinance my mortgage when rates drop and theoretically rental income will have increased by then.

Thought on wearing nice (like branded) jewelry during interviews? Don’t want to come off as like rich but want to be polished

Hi Fishes,

Anyone from Commodities and Global Markets team? I have an offer from the same would like to know how is the Work like balance and overall team?

Any leads will be helpful.
Thanks in advance

Guys any idea about this Pharma company named Suan Farma. Do not confuse with Sun Pharma. It is a madrid headquartered org. Do let know if u’v got any idea.@Suan Farma

Is it a red flag if someone says they don’t believe in self help books like Atomic Habits, Attached, etc?

Hello! I run an architectural and interior design studio in India with our focus ranging from conceptual designs and visualisations to construction drawing sets. If someone has any leads, commissions or an advice please free to drop a comment

Any AI / ML or data science references
I've 4.7 yoe in data science and ML
Can join in 20 days

Is Ukrainian Village a safe area to live? I’m looking at a place near Western Avenue and have received mixed reviews.

Fishes,
Im working in Ey india,
Do i need to declare personal loan anywhere is it required?

On what website can you search an attorney who is admitted in New York? To confirm their bad admission etc. TIA - I’m not in the US.

Has anyone broken a lease early with Bozzuto before? About to sign a lease but a new job may require me to move once quarantine is over, so I would probably have to break it a bit early.

Who makes infomercials? Tell me everything.

What are your thoughts on invoking the rule of sequestration at a deposition in a case in state court? I have heard some attorneys argue that it is inapplicable, while others have argued that it does apply.

And does your answer change if the "extra" person is adverse to the deponent? For instance, a corporate plaintiff having two reps at the defendant's deposition.

Where do you usually get your morning coffee? Live downtown and trying to find a new go-to, but also just like checking out new places!

I am doing a shoe focus group. Any ladies would like to receive free shoes?

Best gluten free pizza in NYC?

Anyone going in on VNET?

Now UWM is live and at $10... why does that feel like a steal? Does anyone have a viewpoint on how mergers perform short-term (6 months - 1 year) after launch?

If you’re not buying MGNI, idk what to tell you ... $11->$18.6 in a week and MktCap is still 2.1Bn. P/S is 5, and it has room to grow for a MktCap of 5Bn based on competitors. Just putting that out there

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

3/29 Thread (General):

Recently bought into IIPR for the long term. Saw the move today to begin federal legalization - will that hurt the company since producers will have access to banks then?

IDN up 15% today, was a great call out

GME call option expiring 1/29 +200%. Sell or ride the squeeze?

Does anyone pay for premium rooms on stocktwits? If so, what rooms and do you find it worth the cost?

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Love that in true form I chose the 1 red meme stock. 😂💎💎💎

3/2 - (specific symbols)

What are the best options to get in on Monday?
Please mention strike and expiry as well

What do you guyz think of Bitcoin Cash (BCH) ?

Does enjoying investing your own personal capital translate to enjoying working in investment management?

3/23 Thread (General):

BC - do you buy/sell more puts or calls?

Markets close early today and are closed Monday. Expecting light volume. AMC puts at the eod anyone?