Anyone been approved for a mortgage with 50% Debt to equity ratio? No current debt or expenses. Just HCOL area in NJ so mortgage would put me at 50%. Want to see data points.

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Question if I max out my 401k does that mean my employer won’t contribute since I’ve hit the 19k limit or will they still match.

Trying to understand how points work..I stayed in the same hotel twice, same number of nights, same price..I got 11k points the first time and 5k points the 2nd time...anyone understands how?

Planning early June honeymoon with ~350k Marriott Bonvoy points - we’re looking at either Europe or Asia as potential locations - any recommendations for hotels? I.e. W Maldives, Marriott Momi Fiji..

I don’t have Wi-Fi on my name it’s on my husband name .. he works in different form .Can I reimburse my wife bills ??

Hey ENGINEERS, anyone needs any assistance in Income Tax return filing, please DM me.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Anyone else seeing these tech stock prices? Go check AMZN, MSFT, and AAPL

While many people are doing well from Bitcoin, this is also going to end badly for many more people who are rushing into this with out full understanding.

Any advice in terms of investment to save the maximum tax?

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

If you have the 20% down payment, does it make sense to take 30 year mortgage and use money at mortgage payments rather than rent paid? Potential downsides?

Is the economy doomed? My stock portfolio and 401k certainly doesn’t stand out like it did 1-2 years back.

For folks who bought their second home and rented out their first home, how much harder/easier it is to get a mortgage? Bought a condo when interest rates were low but thinking of buying a SFH in the next 1-3 years. Was advised to wait till the condo appraised in value and then cash out refi but condos have terrible appreciation so banking on just saving up for it. LCOL. Any advice would be greatly appreciated.

Redeemed my recognition points for a portable air conditioner. Hope it's effective!

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

Started as a BDR and got moved into partnerships within the same org. Comp was initially 75k CAD with OTE 120K CAD. New comp for new partner channel I am carving out, I am offered same base but guaranteed 75% quota attainment payout. Is this a fair comp? Would love any constructive thoughts/points on this. Company is in eComm vertical

trying to make a move into FDD...any insight into how i should prepare, know, gain skills etc. for interview and networking!

What UK sources do you look at to understand your market value?

Email response from a resume submission requesting times to chat and that she's " really looking forward to speaking with me." Three email replies later - crickets. I'm so tired of this shit...

Need likes for unlocking DMs.

Looking for inspiration from real people versus youtubers..

Post a picture of your home office. Starting my first WFH job and I'm looking for ideas! Top accessories? 13x13 guest room is the desired location. TIA 😊

Best companies in India for Product manager role & Pay range?

#ProductManagement #ProductManager

Hi All

I am looking for a senior product owner role. I have 12 years of experience. All in Tier 1 companies.

Could anyone be kind enough to refer me ?

I got promoted but only got a 3% base bump. Shouldn't it be more like 7-10%?

Promotions announced in EY India. Any one in GDS received the call till now ??

Would you consider being an entrepreneur? Why do some people want to be entrepreneurs and some don’t?

What is the difference between financial due diligence (FDD) and delivering deal value (DDV) at PwC?

Okay not going to lie — doing this rotation remote has been/is tough and I’m only a month in. I can’t keep up with the excel skills of you FDD people and pretty sure the director hates me 😭

M&A tax manager 1 salary in NYC ?

Anyone with bad experiences with ex-biglaw inhouse counsel?

I get the impression that many are biglaw haters. With some, any attempt at being service minded and asking "have you thought about X, we can help" makes them whine about scope and costs.

One GC I worked with even had on their resume (OP wanted resumes of key employees) as one of their skills "maximizing value of internal and external legal advice while minimizing cost"

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

For folks who bought their second home and rented out their first home, how much harder/easier it is to get a mortgage? Bought a condo when interest rates were low but thinking of buying a SFH in the next 1-3 years. Was advised to wait till the condo appraised in value and then cash out refi but condos have terrible appreciation so banking on just saving up for it. LCOL. Any advice would be greatly appreciated.

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

Home depot or lowes for kitchen remodel? Avoid ikea?

Has anyone used redfin to sell a home and save on paying commission? Is it really just 1%?

Any tips on someone who's new to real estate and wants to start investing in NYC?

Newbie quick question - is the 1% calculated based on rents collected, NOT including your own mortgage payment if it’s owner-occupied?

Ex: looking at a 3 family for $500k, let’s say rent is $1800/each for the 2 units, hence 3.6k month, but I live in the other. How do i apply the 1% rule here?

Any fix and flippers in Chicago/Chicagoland area?

Bought a house with 10% down for 380k. Appraisal came in a 400k but now I’m doing renovations. Completely redoing both bathrooms in the house. Removing popcorn ceilings, installed new AC with new ductwork and insulation, installed a new tankless gas water heater and building out laundry room in garage. Should I refinance after this to get rid of PMI? Current rate for 30 yr is 2.625%. Aka is it safe to assume my appraisal can come back above 435k to equate to 20% equity?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Getting 6.99% on investment property for 25% down no points smh

Other option was 7.125% for 20% down and 1.points which would be slightly above $9k

Yeah this is my last deal for awhile 🙃

With the rising interest rates… what would be an ideal down payment… 5% 10% 20% or more? First time buyer here

Thoughts on building new, say 4 unit build?

I'm in the rust belt and there is a lot of vacant land for cheap in nice areas. How're the returns vs reno and the process of financing and permitting?

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

I am in the process of buying my first rental property. What type of insurance do I need? Rental, landlord, condo insurance? A bit confused.