I hear a lot about cash flow with rental properties but would appreciate thoughts on whether breaking even after accounting for mortgage (interest and insurance included) as well as % set aside for repairs, vacancy, etc. is a decent strategy for building a portfolio. Alternative is wait for rates to come down, but that could easily be a few years at this point. If I find a good deal, I can always refinance my mortgage when rates drop and theoretically rental income will have increased by then.

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

Coming up on one full year at an ID firm. Feeling overwhelmed with my experience so far. I’ve received minimal training/feedback unless it was on something I messed up. It feels like the expectations don’t align with my level of experience. I have a case load of 45-55 with very little oversight or involvement from partners. Turnover is extremely high, as I’m the second longest tenured associate in the office. Looking for some guidance on whether this is the norm or not. Compensation is low 80’s.

Currently preparing for a final round case interview at the director level for a CVS Health graduate summer internship. Any tips or things I should look out for/emphasize? First time making a final round. Thanks in advance.

Hey all!!
Hope you all are doing good.
Can someone share your thought of how to deal with this situation. I am completely lost in terms of my mental health. Not able to overcome and accept this situation. I think this is right place to ask, as we all are going through the same.

Hey everyone! I am currently working as a BA 3 on market expansion and I want to pivot to financial services. I’d love to do strategy, internal consulting, or BA. Downside is that I don’t have a business degree, I studied healthcare admin. Is that a big deal, especially considering my experience?

Would love any advice on how to break into a new industry!

Current:
Business Analyst 3 (FT) (Recruited for this role)
VC Assoc. (PT (UNPAID))

Previous:
Healthcare Strategist (FT)
VC Assoc. (PT) (UP)

Took my first ever sick day today on account of my very poor and worsening mental health. Just could not bring myself to put in another 14 hour day with back to back meetings and constant activity. Felt very guilty but I honestly wish I could be more honest and actually share with my manager about why I took a day off.

For those also going through this, any tips on how you manage yourself day to day? What self talk tends to help?

Anyone made a switch to health tech companies? Do you like it?

What's it like to buy a new car in Dubai? Financing available?

Is PwC AC doing lay offs?
Especially from Tech Consulting (Insurance/Guidewire) practice??

Looking to setup estate planning and trusts for children. Any good recommendations on who to work with?

EHR vs ERP consulting in the health space, what are the major differences between the two? Specifically I would be working with Cerner. Is one more technical, interesting, or niche than the other?

I am an associate at an AM200 firm and was (IMO) very clear prior to accepting this role that I value work-life balance and wanted to try to keep work at night on the weekends to a minimal, but since February, it seems like it’s always something that requires my time as needed disregarding “business hours” or my personal schedule. Thoughts on whether to bring this up or continue to be a team player until I burn out and pay off my student loans?

For all you major savers + investors, how would you suggest to get started investing in assets other than a 401K and ROTH IRA?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

I have a young mentee (Junior at University of Michigan) who is hardworking, ambitious, and a total sweetheart!!
She is looking for a TV/film/production internship for this summer and I was hoping someone could help give her a referral to an internship 🥺 She has been diligently networking and searching for internships for over half a year. I know she will wow everyone she will meet and I can’t think of anyone more deserving than her. I work in healthcare so I wish I could do more to help her!

Can I receive rent on H1? How can that be accounted towards the end of the FY?

Thoughts on debt finance vs. capital markets for lifestyle?

Hello fishes/sharks, what is the average hike conidering an average performance, and what is the tentative promotion cycle for band 30 BA

Answers need not be accurate, tentative works

Anyone wanna come out drinking? 29M NYC

How many days Deloitte India takes to release offer letter. I tried to contact HR she said that they are trying to get approvals and it is in progress. It's been a week that i have uploaded my docs.

Where do tax seniors go as exit opp?

Does Genpact provide permanent work from home?

Are any New Yorkers into hiking?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I personally feel Virtusa is going through some positive changes after BPEA acquired it.

Where can I get good sativa 🍃? Dm me pls 😔🙃

Is the transition to electric vehicles going to cause a lot of changes for civil engineering? Seems like city planning might be affected

Hey Industrial Engineers, do you know of a free simulation program I can use to simulate the material flow where I can input cycle times and OE% data to calculate supermarkets or inventory between processes?

What does drug testing look like after you get an offer?

Can any one refer me to Mercer for java technology?
Yoe: 2 years
Skillset: java springboot, microservices, Rest API, Hibernate.

Hello Fishes,

Anyone here as VP or AVP in barclays...I've came across with one very suitable opening with barclays... Can anyone reffer me please?

What is a good cheaper title company in NJ?

Can one get a home loan from US financial entity after combining assets of 2 people, where 1 lives abroad with no income or credit history in US?

Do you guys think you always need a pre approval letter to make an offer on a home? Don’t know which lender I want to choose yet so don’t want to pull a credit report just yet

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

Thoughts on building new, say 4 unit build?

I'm in the rust belt and there is a lot of vacant land for cheap in nice areas. How're the returns vs reno and the process of financing and permitting?

Anyone recently got a mortgage through SOFI? can you please share your experience?

Anyone have a recommendation for a thorough home inspector in Portland, Oregon?!

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Difference between owner and lender title insurance? An estimate says that owner insurance is optional under service you can shop for..can anyone help me understand the difference and whether I should indeed consider it optional ?

Can anyone offer any tips/advice for a first time home buyer? Would like to learn about any recommended first time buyer programs.

In this market would you decide to either use the money you have for down payment on a home, invest it stocks, something else, or just hold?

Anyone been approved for a mortgage with 50% Debt to equity ratio? No current debt or expenses. Just HCOL area in NJ so mortgage would put me at 50%. Want to see data points.

Closed on an apartment recently and the bank just contacted me saying they lost my closing package. They’re asking me to go back in and resign all the documents. What recourse do I have? Sorry if this type of post/question isn’t allowed!

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Anybody know of a website where I could see rental vacancy rates, historical trends etc. if I am willing to invest in a specific zip code?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!