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Do you?

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^second the credit card option, but also get a police report asap—the more documentation you have the swifter the insurance will issue a payment. Many insurances require a report for stolen items be filed within 48 hours. Curious, what brand of luggage was it? Have been trying to avoid tumi, away, Riley etc. for this reason
Credit card travel insurance?
This is why I’ve got AirTags inside my luggage whenever I travel!
Pro
Credit card insurance may be the best option for now.
What makes Delta thinks someone took/stole your luggage?
Be sure to get a written statement from delta saying they believe the luggage was lost or taken.
Delta is really good about scanning all of their luggage at transition points, so they’re probably right that someone picked it up off the belt - unless you have the baggage tag number and can confirm it was never scanned before it was delivered to baggage claim. You can potentially file a police report in addition to credit card insurance claim.
This happened to me once. Delta was gonna give it the 'ole 24 hour SLA. So I jumped in and demanded the errant passenger return it immediately. Got it back in less than 30 minutes.
How did you know who took it?
It was a business flight- does the luggage insurance still work? (It was a longer trip so checked in the bag rather than usual carry on)