Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

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Gold is the better card imo, and credit is only $100 but amex is less widely accepted than visa abroad. So if you go with it make sure you have a backup card even if you have to pay the 3% transaction fee on those times they don’t take Amex

helpfullike

Deloitte does not offer the credit, Amex offers a credit to the annual fee if you have an active corporate Amex. Google “Amex corporate advantage program“.

like

I was just in Switzerland and Italy and majority of folks don’t accept Amex. If the reason you’re getting it is for international travel, you’re better off with a visa.

helpful

More or less the same. AmEx has slightly better multipliers but internationally you’ll more than likely run into trouble versus Visa.

Whichever you choose though, try and stick with the ecosystem (CSR / AmEx Plat) to make it worth your while.

like

That is actually my situation. My fiance has a chase, and I thought id get the Amex. But I don't want to be in a situation where I travel and get stuck

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