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Looking for advice to stop spending $$...
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Yes! Absolutely does but it all depends on what the requirements per state. I took few business and finance class in HS.
My last child is 3rd-yr. college. At their high school, they were able to take a Business and Finance elective. They learned topics at a high level on tax preparation, investing, banking, etc.
Sadly no. They would benefit greatly from learning some practical things, like balancing a checkbook, compound interest, how credit cards work, etc. Basics about the stock market would be great. Who needs algebra day to day?
Did you just say in the same paragraph that compound interest would be good, but who needs algebra?
In OH, it’s now a required course
Nah that’s useless. Gender fluidity and racial equity is MUCH more important
Chief
Math formulas for simple and compound interest, basically.
Some do, some don't. Every school district sets its own curriculum with guidance from their state.
Many schools don't have the time and/or resources to teach beyond the required classes. Unfortunately, the schools that are least well funded for classes like this are those where (generally) the parents aren't financially literate and thus are unable to teach their kids this stuff either.
My kids had a semester of home sciences (or some other weird name) in high school that included a couple of weeks of personal finance. My sister's kids had a half semester of personal finance that included a bit on taxes and investing. My step-daughter's school has none of that.
Depends on the state. My kids, despite my best efforts, have no clue!
The only finance course I was taught was bookkeeping. It actually turned out to be quite during my career. Other than that nada.
Some states require it now to graduate. I personally took some back in high school way back in the 90s
Chief
So you must be like a senior citizen, right?
Yours truly,
My 11-year-old son
In your experience when and where did they historically?
Depends on the school. Charters, privates do it more than public. They have more freedom over their curriculum
No thanks. I’ll teach it at home. No way do I want that to be taught in school.
Nothing relevant to real life
I went to a public high school, and there was a financial decision making course. I am grateful to say my public high school offered college finance, accounting, etc. courses for those that were interested. Needless to say, I thoroughly enjoyed them because 1. the course load was not nearly as intense as in an actual college, 2. the teachers were much more enjoyable that most college professors I had and 3., I was able to transfer the credits to my college and 4. Class size for these elementary college courses were usually smaller than at most colleges. I know that there are quite a few opportunities out there for high schoolers to be dual enrolled for a few college classes during the year and summer. Just need to know where to look.
Usually it’s an elective course…