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$5 mil in SF. 4% a year gets me $200k in disposable income which is more than enough to retire w
I'm still fairly early along in retirement planning, so I don't feel like I really have a concrete number. My focus is to become debt-free, while saving what I can. Which means I focus on frugality and thrift, which isn't always easy when surrounded by profligate characters. But, it's just a matter of staying focused on the goals, pushing the debt number down and the savings number up.
25x your annual expenses, if inflation is reasonable
Is that 25x number a pre tax or post tax number? Higher tax bracket is something I worry about 20 years from now.
25x in the bank. Post tax.