What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

PwC

Looking at refinancing current apartment but plan to move in two years. Would reduce monthly payment ~$400, but remaining balance in two years would be ~$10k higher in two years than current plan with closing costs rolled into new mortgage. Should I do it?

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k

What’s the average return on investment for real estate? Is it better to invest in real estate than stocks?

What other avenues are you using to increase income?

What is the realistic $ you walk away from working? I know depends on age, so for me, it’s $4-6M liquid investable cash @ age 45-55yrs.

I have so much anxiety about money that I can’t even think about it.

Married, 2 kids, dual income.

Home equity: $200k
Gross annual HHI: 234k.
401k: ~60k
Emergency: $12k
Savings: 20k
Debt: One low-interest car payment

We just spent 60k on a lot down payment with the dream of building in a few years.

We don’t budget at all. And we don’t do anything else with our money - like investing in the market.

We just went on in 3.5k family vacation and I feel so guilty about it.

Best book you've read recently on personal finance?

Late 50. Been there done that, so everything is easy. Not sure what to do with retirement. So drifting along working. For those who have been through this, what did you do?

I made a mistake in the tax filing- filed an 1099 as long term gains instead of short term gains but have attached the correct 1099 pdf with the return. Am I in trouble? Should I Wait for the IRS letter to amend/audit or proactively amend myself?

Need help choosing the right Cost Basis Method to sell some shares. I have newly acquired ESPP shares from May 1 that I want to sell now so I don’t paycapital gains tax on them. I also have shares from November that have appreciated substantially, but I do not want to sell them and pay the taxes on the gains right now. Do I use the “Last In, First Out” cost basis method to sell the shares that I just purchased?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

I have a Roth IRA which I contributed $6k to in January. However, I didn’t realize that my income this year makes me ineligible for a Roth IRA. When I switched firms this year, I rolled over my 401k

Anyone have a private company SaaS financial model they wouldn't mind sharing to get some practice on?

How much of your pay do you spend vs. save every week?

Traditional 401k or Roth 401k. I currently have a Roth IRA as well.

Switched companies and am trying to rollover my 401K from fidelity into Schwab rollover IRA. Fidelity sent me the check to deposit on the mobile app but Schwab is giving me an error due to contribution limit. How do I get around this? Do I need to call Schwab to bypass that limit for the rollover?

Has anyone invested in Dogecoin? It spiked this week

Hi all- I connected my wallets to CoinTracker for tax evaluation purpose. It says I have long term gains although I have not realized any gains. Is it because I have used the wallets to buy NFTs and that process of transferring eth from a wallet to a MetaMask wallet gets recorded as a realized transaction?

I’m thinking of buying a property just to rent it out and collect rental income. What would be recommended cash flow, TNW, etc for doing something like this? I live in CA but would want to do this in MI or OH. Is that feasible to do from out of state?

Blue point exchange anyone?

I did NOT expect to read so many posts about cheating and having s*x with employees here. WTF is wrong with you people! Lol 😫.

I keep forgetting to put away my vibrator on cleaning day. This time they even wrapped the cord up. 🧹🧹 🧹

I want to share my blog but not sure if there is a bowl for that. Does anyone know of a bowl to do so?

I showed up to the airport high asf after smoking a bong and eating 100mg of edibles my friend gave me for the first time in my life AMA

Who uses Plickers? Thoughts? Are the kids required to have a computer? What alternatives have you used that don’t use a computer?

To Follow up on the other Post about the recent SCOTUS decision on Abortions, For people that are against abortions, do you feel like it’s your responsibility to help take care of the unwanted children?

If so, what does that look like for you? Adopting children, Donating to charities, paying more in taxes to help social services, etc

I’m joining Meta next month and as a parent and someone who would like to puts family first, I worry about finding a team with a healthy WLB. I read Ads are typically bad at WLB. What other teams/orgs are known for their good or bad WLB?

Hello All,

I am an MBA graduate with 4 years of experience in order management division.

How do I raise my standard of getting higher package i am currently at 9 lakhs per annum.

Do i have to switch my job division to get to the next level.

Looking for advise if I have to go through some course to skill up what would be the best ??

Thanks and Regards
Niraj C

BNY Mellon technology specific questions -


#0 How much max salary for grade K ?

#1 How long does it take to promote in bny from grade K to L ?

#2 Any specific criteria for promotion? Expr , certification etc...?

#3 How much % hike to expect post promotion ?

Skills- Java, microservices,react, cloud

HSBC India JPMorgan Chase BNY Mellon | Pershing Citi BNY Mellon UBS Citi Allstate BNY Mellon | Pershing BNY Mellon Corporation HSBC India

Genuinely curious, how much cash do you have in your savings account right now? Not stocks , 401k, CDs, etc etc.. just straight up cash..

What’s the Muslim community like in Denver? Offer with Google and would need to relocate. Somewhat a dream job but not sure what to expect moving with a family

A proserve recruiter reached out and I am yet to respond. I have heard horror stories (mostly online) about util, travel in proserve. Is it wise to jump from D to proserve ? Currently having about 20% travel but have been wanting to get out for a while now.

Where do folks sell their bottles when they try to consolidate their collection? I’m not on Facebook 🙁

My boss the general manager is setting me up at work. She is saying all this stuff about me that is not true at all. But when I come into her shift or come into my shift after hers nothing is done for me. A lot of the prep is not done. And she complains about me not doing the prep. Stuff Is still dirty. One day she left the grill on. Etc. There was another manager there training to run another store and she said I basically do a lot of the work while she doesn't do much. So she stood up for me.

Hey any Big4 procurement folks here?
How is KPMG COUPA division?
I hold an offer from KGS and the Hackett group

Hi folks,

Can someone pls help with below..

I will be joining Mindtree in Jan,22 so will I be eligible for a hike for the year 2022 ?

And also what will be typical hike% in mindtree ?

@PWC is worst company for freshers. They are force innocents to resign by themselves and threating then to not to mail anyone and not share this context to anyone worst company, if layoff means ok removing and threatening to not to disclose to anyone means the have lost every single moral. Don't fall trap in the brand name @PWC.

How much to expect from PWC ac Bangalore IN TERMS OF SALARY if I'm having 6 yoe, 17.62 lpa of FIXED CTC . Position applied for SA

Does PwC provides joining bonus

Hi Fishes, PWC (SDC) is offering 7lpa (saying it's fixed) for Associate2 position Could someone please confirm how much pwc gives for associate position yea : 2 , i think i am being lowball current CTC : 4.5L

Any idea when our revised compensation letter will be available ? It didnt come on 15th

How much time will it take for background verification in PWC?

Hi all, please share your questions specific to ac blr here.And invite your friends too

Hi

My joining in pwc got extended for a week and i haven't requested for the same.. is there any specific reason or should i need to look for some other offer. I am bit worried and confused

What are the perks offers by PWC for SA roles other than monthly fixed salary

Hi everyone, I was wondering if PwC AC sponsor’s exams like the CFA

Anyone joining PwC AC Banglore on 6th September?
Have you got any mail for a laptop or any onboarding details?

Hi Fishes, I would like to know if any team here gets MacBook.

Which is best to join between PWC AC Bangalore with permanent wfh and NTT Data business solutions with hybrid work. Salary is almost same : NTT data - 24 LPA fixed and no variable. Where as PWC 21 LPA fixed with upto 20% variable. YOE is 7 years in SAP SD functional consultant.