Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

Have a big upcoming international trip and trying to choose between the Marriott convoy boundless credit card or the chase sapphire preferred card to not have foreign transaction fees. Anyone have any experience with either and can help tip the scales one way or another?

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Are there any tax benefits from working from home?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

Did Marcus just drop to 1.05% overnight? Lol my account is 5 days old...haha

Has anyone refinanced their student loan with Citizens One? Just saw the opportunity on gradifi ( the student loan repayment help by pwc). Thoughts on refinancing?

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Recommendations on how to simultaneously pay off student loans and invest?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Confused as to how I should be buying more ETH. I have a Trezor, but would like to stake it while also having it be as secure as possible. Any advice?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

I worked the majority of 2020 from home. Office is in NYC but live in another state. Why do I need to pay tax to NY?

Anyone else into Bank Bonus churning?

So my spouse and I invest separately via different trading accounts. Individual accounts, not joint. Can I work around the wash sale rule with 2 accounts? Sell stock A from one account @ $20 and buy stock A from@second account @ $15? Planning to dump stocks in December last week to get some tax gains and buying on the second account in first week of January.

What is the drug culture like at your office? I assume people don’t openly talk about what they do in their free time if illicit, but they may do so quietly or you can otherwise tell.
Do you get the impression many people do them? If so, soft drugs (ex - weed)? Hard drugs? Non-prescribed study drugs? Frequency? At work-sponsored social functions? To an extent that it’s noticeable/problematic?

Any downside to negotiating too high of a base comp? I know the current market is hot, and it’s likely easy to jump to another firm for a significant increase, but how will that fair in the next downturn?

Support & Love needed 👩‍👧‍👧: I was about to put my house on the market when all of this started. Thank God, I haven’t Because I would not want strangers visiting my home right now. I need to move to ....>

Is anyone’s company offering to pay portion of your rent as home office expense? Especially if company is no longer paying for commercial office space?

I am not sure who needs to hear this but exactly one year ago, I was at my lowest point in life. Today, I’m the happiest I’ve ever been. Life has truly been a rollercoaster these past few years for me.

I am sharing this to tell you that no matter what you’re feeling right now, it won’t last. Even the happiness I feel right now, I’ve had that stripped from me multiple times. That is LIFE. We have the good and the bad.

Hang in there if times are bad. If things are good, prepare to lose it too.

Hi everyone, I'm knew here. I was wondering if anyone had any idea what salary are like at ViiV Healthcare? I'm considering applying for a role there. Thanks

How to get a PSM certification

Hello fellow fishes! I'm looking for an opportunity as a sr. product manager/ owner with a startup in Delhi or Bangalore. Would prefer remote working opportunities. My total work experience is of 6 years in the product management/ startup field.

Can we reimburse domiciliary expenses in PwC india?

What is base salary for a third year at Littler? Preferably in Miami

I have an offer from deutsche Telekom and Mckinsey and Company both for the role of Software Developer. Which should I join ? Which company has better Work culture?

Hi team

I need you suggestions on
IQVIA or CAPJEMINI.

Skill : Manual ,API , ETL .
Yrs : 6+ yrs
Iqvia offered 1 lakh more than CAPJEMINI.

Need your help on this .

IT is what has put India on the map!

Can anyone tell, how is the sumit sir from trendytech data engineer course. is it worty paying rs 42000 for that course?
#dataengineer #bigdata

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Hi Dolphins,
Please give me 11 likes on this post so I can get DM access. Thanks in advance! 😊

“The best minds of my generation are thinking about how to make people click ads” ~ Facebook data founder.

Is it wrong that we idolize FAANG? Should the govt intervene in business and privacy?

Are there any tax benefits from working from home?

Did Marcus just drop to 1.05% overnight? Lol my account is 5 days old...haha

Best provider for good rates on used car loan?

Can you guys share your thoughts on the unemployment numbers. I think they’re kind of low since in California alone it is 1M people. Thoughts?

ICLN or TAN for clean energy long term?

Has anyone used EquityZen to invest in secondary markets?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Thoughts on SoFi bank?

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?