Enjoy the magic of compounding returns. Even modest investments made in one's early 20s are likely to grow to staggering amounts over the course of an investment lifetime.

https://joinfishbowl.com/post_upyssnjmvt

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Which bank account is better for salary account?

HDFC
Axis

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Feeling over my head money wise. Moved to a HCOL area and bought a townhome since rent was so high as well. Mortgage is $4k including taxes. I make $200k a month. Did I make a mistake?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Do you have a financial advisor? If so, what firm did you use?

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

How are you planning to close education loan for MBA. Is tax saving worth the stress of loan.

How much do y’all spend on rent

Any thoughts on buying the PRCH dip? One of the high valuation stocks that got killed the last 6 months; however strong analyst consent that this is a Buy.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Hello. Quick question about formatting. I have an excel sheet with bunch of negative numbers, but some are percentage values and some are dollar values. Is there a way to make all of them have a parenthesis for being negative while keeping them still percentage and dollar value separately or do I have to target them separately?

Hello ! I recently joined Deloitte India. someone told me only Deloitte USI has on site opportunities. Is it true ? Anyone here or know someone who are at abroad on-site from Deloitte India. Thanks

Is the CVA exam worth pursuing?

Hi Folks can anyone tell me about job security in virtusa

Can anyone tell me if there is any portal for e-separation. My friend was trying to put paper but he works on client laptop and he did not know much details.. Is there any portal in velocity app for the same

Hi Fishes,

What is the interview process with UBS Pune for Java 3 years experience.

Thoughts on Pfizer’s canvas for developing emails and iDetails?

I had been working on a huge film for the past two years. I did the script, produced and directed. The company backing me is now defunct and so is my project alongside them. I'm so heartbroken, can anyone share any encouragement?

I'm wanting to expand my network with creatives that work at agencies I have an eye on. What's the least creepy way to do this? Any networking tips would be helpful too.

What is your secret of success that other people normally don’t have?

What do you think you have that makes you stand out?

Mulling over an offer to join Industry (Banking) - salary match at VP level (10+YOE) + discretionary bonus (FO role) + better WLB. Not seeing a path to promotion at current firm (rejection for multiple years with no specific/satisfactory reason provided - met delivery + sales KPIs - bad managers/backers). Thoughts?

If you started your career in retail banking as a relationship banker, what would be different paths you could take if you’re ready for a change? I’ve been told I have great customer service but my weakness is lending. I would love to staying in banking but as a 1st gen I don’t know what my options are or what I can do to open new opportunities. I have 1 1/2 year experience and a B.S. Business Admin degree.

Anyone wanna FaceTime ?

Does anyone here live on Vancouver Island or know about it? Worth it?

Who does like a strong espresso?

Anyone know what TC is approximately for Bus Dev Manager role at DraftKings?

I got a offer from HCL.

I have given joining date of my previous company with a difference of 1 week and submitted joining form.

Will there be any issue in BGV.

I am worried about it.

Can anyone please suggest what I can do at this point.

If someone is about to join NT HFS EXCEPT Neelima sagar team, DONT JOIN. just run asap
You will suffocate like a daily wage worker

Hello guys,
I am working with tcs with 4.9 years of experience in bps domain with 2.9lpa .i m really frustrated.please anyone can help me to land new job . currently in my notice period and i m from non tech background.b.com in finance and accounts.

Hi Fishes,

What is the salary range in Goldman Sachs of a Sr. Analyst in the Investment Banking Division (Middle Office role) in Bangalore ?

Hi Everyone, I am looking for a job change. I have 5+ years of experience (2 years in Indirect Taxation and over 3 years in Business Finance). Currently I am into Retail Business Finance. If anyone has any leads, please provide reference. Thanks

Hi Fishes, Need some likes for DM.

What is the approx salary for FP&A professional with 12 year of experience?

Hi fishes,

I had actually applied through a referral to Deliotte for Fx settlemets position. I got a call from Hr asking for CTC and notice period. Haven’t heard back since 2 weeks. Does it take long for them to schedule a interview or what could be the case?

People can be terminated for requesting Work from home option due to health issues? Please share the inputs and if anyone know about the legal terms.Thank you.

I would be recently joining as a credit analyst in a global bank.

What are the exit opportunities for this profile?

Can someone switch to FP&A or IB from here?

Please give me some like and support. New to this Fish Bowl app. Stay blessed.

Hi guys.

I'm looking for a job in finance field I'm a fresher just graduated in 2021 and I currently work in customer operations as no one is hiring a fresher and everyone needs prior work experience in finance.

Would appreciate if anyone can refer or let me know if there are opening in Delhi gurgoan noida indore or Mumbai preferably.

I'm willing to relocate

What does J grade in BNY MELLON means?
What is the salary range for this grade

Hello,
I have put down my papers and have a other job offer with good mnc company.
I am not satisfied with the salary as the hike is 27% however the role will give me a good skills and add on my resume.

What should I do?!

Hi there fishers!!
Can I get a referral or a job opportunity from your end?
Can I DM you with my resume??
(Please!)