Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Does anyone know what utilization rates look like at Salesforce CSG? Also any idea of whether PTO impacts utilization?

EY: I have an NRE account with Axis and another Indian bank account with HDFC. Axis and HDFC shows up as restricted entity in independence. What to do?

How are everyone coping with the tech shares selloff? What a huge loss are we seeing in our stonks…

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Is there a legal way for an international student in the US to earn money on the side?

Do we still get $60 doordash credit from chase sapphire reserve?

If i transfer money from US to India, do I need to pay any income tax in India for that transferee amount?

Buy limits set at 350 for ETH. Just a matter of time.

Best TFSA provider to use? How old are you, and how is your portfolio balanced?

Thoughts on personal loans to consolidate Debt?

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

Hi,
Do we need to close our personal trading account
(zerodha and upstock) after joining JPMC?
if yes, what are the other options i can opt for.

I know there have been a million questions about building holiday tipping floating around but haven’t seen this addressed: are checks ok instead of cash? I give several hundred in total and all that cash makes me kind of nervous especially because I don’t see everyone to hand them out individually.

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

For those who moved from Big 4 M&A Advisory to IB, I’d love to ask a couple Qs. 1. was your switch worth it? 2. How did you answer, “why IB over Consulting?” 3. Tips for navigating the technical interviews? TIA!

Thoughts on internal check in calls being scheduled on a holiday?

How long does it typically take to ramp up as a mid-level lateral? I’ve gotten maybe 5 hours of billable work since I started 3 weeks ago…

8 YOE, BUsiness analyst, any opportunities? Serving notice period.

Hi
YoE-3 years
Skills- python, pandas numpy + some visualisation library
Db- Mongo

Currently i am a python dev but proficient in handling large volume of data using pandas but can I switch as a data analyst or what all more skill are required for switching to data analyst profile?
Please help

Chances of H.R. 392 passing?

It’s Sep 30, and USCIS has still not sent the approval notice of my first time H-1B petition. Anyone else in the same boat?

Got a verbal offer from PwC for senior associate role. Does it provide H1B transfer? How long will it take nowadays? I’m worried this would get my offer retreated.

Hi All, I have my i140 approved and planning to relocate to India, would be searching for a job there. My question is if my new company is transferring my i140 how long I can stay in India without coming to US?

Hi
Did any one try transfer in Accenture with marriage reason. will management allow to transfer female employees?

Hi Everyone, I recently gave an interview at accenture and I think it went pretty well. Can anyone tell me how much salary to expect for a selenium tester with 1.9 YOE?

How have your respective agencies, leaders, and teams responded to the influx of discrimination and hate against Asians, as well as the nuances & intersectionality of uplifting women, BLM, etc?

How did you feel about how they may or may not have acknowledged this, and if they did, are they putting/planning to put action behind their words?

Hey folks, I want to exit into industry by year end, and ideally I’d like to target associate director or SM roles at biopharma (thinking corp strategy, Portfolio planning, BD&L). I have roughly 2 YOE with a PhD. A large proportion of the companies I am interested in (cell and gene tx) are based in Boston, but I’m wondering how the opportunities are in New York, since I might be moving there to be closer to my S/O. Will I have more or less options, and will remote options be here to stay?

How important are the AWS Solutions Architect Associate and the Security Specialty certifications ? Do they add much value to your resume if you work in cybersecurity?

Hi Guys,

Any referral for Java Springboot Developer.
YOE: 2.9
Notice period: 60days

Do you feel like your “wants” drive you to earn more or do you start to enjoy more expensive things because youI have the money now?

29yo single, TC of 200k and got my first new car for 84k which I plan to use for at least 10 years or basically till it breaks down. Other monthly expenses are 1.5-2k . Did I spend too much on the car?

I’m just stating out. 26yo F. 90k gross salary. Roughly 2,400 in monthly bills.

Any tips and tricks to saving and building wealth. I don’t want to live paycheck to paycheck anymore.

Not necessarily a FIRE question. Currently based in PNW and I've had enough of cold rain. Looking to move to somewhere milder with more sun and decent COL. Love nature, outdoors, trail running and mountains. Any recommendations? CA sounds nice but too expensive. Perhaps NV or AZ? Tucson AZ looks great too.

If you were 24 and had $250k inheritance but had to spend the money to access it (can’t just put in stocks) what would you buy for good ROI to help with FIRE? RE, pay for MBA, other ideas?

I am just now learning about Coast FIRE. Those of you who are thinking about it, what is your plan?

I’m planning to build out a set of wealth management tools and would love to get some feedback. When planning for retirement, how would you prioritize the following (and is there anything else you’d consider)
1) early retirement - minimizing the age required to get just enough wealth/ savings to retire (I.e., your target wealth at death is zero)
2) inheritance - maximizing the value of your wealth at the time of your deaths

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

How much is in your emergency fund and how long did it take to get there? Feel free to add HHI, etc for more context

Personal finance book recommendations?

At what level of comp is it worth it to have a toxic work culture? Currently at 120k in a MCOL w/no income tax, if I stay earning potential can easily double in 1-2 years but work 80+ hours and people are all miserable. I have an offer for the same comp, love the people and would be max working 60 hours but only when it’s super busy but normally 40-50 hours; earning potential in 1-2 would probably be 150-175k. Staying in would help getting to FIRE but feel like it’s not worth it. Thoughts?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Just noticed that the current rate for I Bonds is 6.89%. What gives?! I thought these rates were supposed to go up with inflation.

For reference they were 9.62% in May

Classic confusion of buying vs renting. Specially knowing the NJ property taxes are highest in the country. I would love to know your perspective.

I've saved some money around (60k) and planning to buy my first rental property. But I'm not sure where to start, infact I'm not sure which areas/cities has great potential. Given the current economic conditions/mortgage rates is it wise to invest now or wait until things settle down? Any advice?

Question for the group: once you hit FIRE, what do you plan to tell people when asked what you do for a living? I feel like so much identity is wrapped up in career, job, what you do etc. that it could get awkward trying to explain FIRE to people. Genuinely curious how people approach this.

Absolutely no research in this, but anyone aware of mutual funds that invest in environmentally friendly companies only?

So what does everyone do for side hustles? Feel like that’s a big part of FIRE along with living below means. Any good ideas that aren’t an internet scam?

ROTH IRA > 401k > HSA > Backdoor / Mega back door > brokerage

Is this the correct order?