Finally opening a joint investment account. Husband wanted to do it on Robinhood. We’re tight for money now, breaking even and only 60k in savings. (CD, HYSA, regular savings). Income and savings will improve significantly in September. I have 30k in 401k and husband 14k in Roth. Husband 350k life insurance invested.
We will automate $100 a month and I’m putting $5k into the joint investment in the next couple days. Looking for tips on where to allocate to. We have 1 kid and live in HCOL.

Hi All - I’m at a firm that has some infrequent in-house training but not enough to help me develop skills to eventually become a trial lawyer. I know cases rarely make it to trial anymore, but I’d like to develop my skills as much as possible to position myself well when they do. Does anyone have any mock trial programs they’ve participated in outside of their firms that they would recommend?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Hi! Anybody knows of federal agencies hiring that are offering fulltime telework/remote?
I currently work for an agency based in DC and my boss is forcing us to come back into the office fulltime after we’ve been remote for nearly two years. Majority of my coworkers have already left for the private sector but I’d like to remain in the public.

Who all going for the nyc happy hour today? Nice weather

Hi All, new to IFS! Excited. I’m a mom so this transition is LONG over due... coming from financial services advisory. Any advice on how to make this a good experience and quirks I should know about?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Hi,
Quick question: Do you think is it fine to be asked for preparing an outline for marketing plan as an assessment test so, employer decide if you will be the right fit for position ?

Do you all see a compelling future in your tax career? I’ll go first, I don’t see a compelling future working for a large PA firm in the long run because you have to work more as you move up. However, I do see a compelling future by using my knowledge and skills to open my own firm/business and work less hours as long as I make enough money which is $75k, or if I do work long hours, it’s because I want to.

Hi fishes

What do we get as a diwali gift in Gartner? Do we have a Diwali Party?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

I am interviewing for a clinical specialist position with Haemonetics. Does anyone have any experience working for them?

Strat consultants: work performance Remote vs In-Office. Do you find you are able to perform better in an office as there are less ways you can procrastinate or relax than at home?

Potential employer wants to me to write a POV for a brand, is there a specific framework you’d use or specific length?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Hi fishes,
If anyone need referral at Thomson Reuters
DM me with req Id
Happy to help.

(Not frm Accenture)
If you are on notice period and not doing work properly or on time then what can be the consequence ?
They cant put me on performance defaulters as I voluntarily resigned and also got good feedback from client.
The reason I resigned was the sh^^head manager and project.
He said I would be released from project soon and then on bench but after resigning he is saying you have to serve the NP n we cant release early.
This is only option left to get released from this sh^t place

This post is an alert message for anyone joining the Johnson & Johnson EMEA account for SAP & had Rakesh Sharma for their Manager round.

He is nothing less than a con man & will promise you a lot to make you join the account. After that he will put you in testing projects. If you ask for a release, he will either not release you or release with a very bad rating and influence other project managers to not take you into their projects.

You will be left with no choice other than leaving TCS.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

FIRE - What is your total net worth so far? What's your profile?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

What’s the meaning of life before FIRE and after FIRE?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Sooo AMC.. who’s in?

😂

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

For those of you who made your first million in net worth, what did you do next?

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA