Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Taking a personal loan of 20k or more will it affect perm (GC) process?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Can I receive rent on H1? How can that be accounted towards the end of the FY?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

SNAP - 5/22 $18p, b/e $16.86

What is the difference in subscription to notified and subscription to approved mutual funds?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

New to option trading, trying to create a protective put (cont)

What is the best way to handle group financial consolidation in a multinational company?

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

New grad with internship experience, how flexible are roles asking for 2-3 years experience? My understanding is these are flexible but curious if that’s true for people with no full time experience yet

Guys... are they giving location of our choice...specially Chennai and not bangalore..?

Recommendations for lightweight low maintenance versatile blazer?

Do others know of businesses who intend of disposing if GMP Manufacturing locations in the upcoming 24 months?

Best bars to drink alone at in Seattle? Still trying to make friends here, but in the meantime what’s a friendly place to pull up a stool when you’re alone?

Hi fishes

I want a referral in the data science domain. I have an experience of 2.5+ years in data science and analytics with skills in python, sql, data Analytics, machine learning and SAS.

Currently having a notice period of 1 month, I’m looking for a change.

Please let me know if you have a suitable role for me in your organisation.

Thanks.

What corporate practice has better longevity if your goal is to stay in big law for as long as possible: M&A or Capital Markets?

My last working day is 17th October. BoA joining date is 9 November. Offer received, HR mentioned bvg check takes time in BoA so Joining date is this late.

I'm worried if there is been any instances of Opening Freezed or any other reason to not on-board ?

Appreciate your thoughts on this.

If you left public accounting and are now in industry, are you still forbidden to do accounting services outside of your job?

Internal reference for position. Get moved up the chain for position and get an email yesterday asking to come in before upcoming hiring deadline. Respond shortly after, no response since Cont

Niche practice area, and thinking about moving firms. Without moving cities, there are really only 2 options. I think both would make me an offer and create a position. How should I approach this?

Any strategists out there looking for a part time gig ?

Outside of practicing with a partner, what are you guys doing for prep? I’ve looked at LOMS but wondering if it would be enough.

Anyone who joined ADP recently. How many days a week we need to go to office in hyderabad locatio.

In the works of growing my small business digital media company for 2022. Filed my LLC, completed my SAM .gov registration and working on state credentials.

How/where should I look for RFPs from prospective clients, and what is some of your valuable business knowledge you can pass to this entrepreneur?

Have 2 $100 Southwest luv vouchers, need to fly before 7/28. Selling for $150 OBO

Anyone do a duvine bike tour?

After how many days the Date of exit gets updated in the UAN portal after the LWD in TCS.
I have received my final payment after 10 days of my last working day.
Because after Date of exit is updated only we can start the PF transfer process right?

Currently making 70K and I usually up my contributions each to start each year. I'm up to 10%. How should I split up my mix? Currently all in traditional.

Plan is to get this higher as I eliminate debt but 10% is all I can afford to do for now

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Anyone investing in index annuities? Can someone explain why this is beneficial?

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

For those of you who made your first million in net worth, what did you do next?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.