Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

How are you guys feeling about healthcare gigs? Full steam ahead or is the industry slowing down?

I might get an offer in DHL, how are the company benefits, leave policies and pros & cons of the company ? Can someone elaborate on it ?

Fishes- Need some quick knowledge/suggestions for Monthly Investments. I have a 10k Monthly ELSS SIP and 10k Nippon Pharma MF SIP. In addition to this, a small amount 15-20K flat invested in Crypto. I have some more money to spare- 10-15K/month. Any suggestions where I can invest this? I have little knowledge of stocks so would be a little hesitant to get in.

How many of y'all have trust funds? What'd you do with the $$$?

Where are you on your PSLF journey? I have 2.5 more years before my $250k+ is forgiven. Keeping my fingers crossed for another forbearance extension 😊

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Which bank account is better for salary account?

HDFC
Axis

What did one investment banker say to the other?

Hello! What does everyone do for health insurance? Are there any unions or anything we can join to get better rates for family healthcare?

Hi,

KPMG has mentioned in offer that they shall provide reimbursement for purchase of home computer for 1L once every 3 years

Is this right???

Do we have tax calculator in tcs

For the other 1099 contractors out there, any thoughts on other strategies for what to do with your tax money besides a high yeild online savings account? My Barclays account is 1.50% interest.

I’m looking to buy my first house later this year and I have a few different ideas on how to go about it. Would love some input.

I got an offer from teksystems India for hpe client. My question is what will happen if someday HPE don't want us to work for them anymore or maybe project development ends...so will teksystems move us to different client within 2 month (as they say) or will they fire us?

Secondly how is tbe appraisal cycle at teksystems India? How are the benefits?

Nifty 50 index mutual fund vs Nifty ETF ? Which is better ?

Hi all, new to this group and to home buying. Wanted to get advice on whether this is a good time to purchase a condo. Also how do you know which area is best in terms of future appreciation? Thinking of Hudson county, Newport jersey city or close to it. Any thoughts on pros and cons to be considered when purchasing a first condo apt ? Also what resources are available for a first time buyer . Thanks a ton in advance

What are leading indicators of a housing bubble? When might prices drop in HCOL cities?

Might be off topic, but guys please, take care of your health. I've been rejected by all companies in the last 2 months.
I had my Walmart interview today and it went really well. And guess what? I got a rejection email.
I felt dizziness while working and fell down today.
I had to go to the doctor due to the anxiety and stress I was carrying since the last 2 months. It has affected my health.

It's important to push yourself to achieve your goals, but don't forget to "Live" in the process.

What consulting firms are in Raleigh, NC ? And how is the pay compared to somewhere like Houston or Chicago?

Merry Christmas to everybody. Any breeder or adoption website that you recomend for a labradoodle puppy?

We are in South Florida (Pam Beach county), willing to go anywhere in FL. Thank you in advance!

How close do you live to the office? What are the pros and cons that you have experienced living far/close?

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Any recommendations (or watch outs) for au pair agencies? CT/NY area if it matters. TIA!

Anybody going to join TCS hyd on 10th or 12th. ?

Got On track (O) rating for JPMC year end review, can someone help me understand what can be the expected hike and bonus if any?
Is this a good or a bad rating?
Joined JPMC in April 2022

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Can anyone let me know if mental health teletherapy companies pay out a Christmas bonus for their providers?? I am truly curious although I suspect they don’t.

Hi Accenture people, got offer today, asked HR about project, she mentioned it will be mapped on first day itself and will be connected with project manager. I told her i need details about the project and she said she will talk to project manager and get back to me tommorrow. Everyone says we have to search project after joining only. So any idea if this scenario can happen? Anyone got to know project details before joining? Please share ur views.

Hows the industry doing in MENA right now? Any worries about a potential crash? Are firms still hiring? Based in the US and everything is tense here with the recent tech layoffs

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Best long term investment strategy against inflation to get to a large nest in for retirement?

Hi FIRE friends! My mom is going to get about 250k from the sale of her house in a few days. She’s 58 and has very little saved for retirement (immigrated to the US at 45 so only about 50k in her retirement savings currently). She’s maxing out 401k, Roth IRA, and HSA. I’d love to get all of your thoughts, where do you think she can put the money from the sale of her home?

Question about what to do next. I’ve maxed out everything—401k, HSA, IRA, backdoor Roth 401k. My bills are all paid. I’ll probably make about 16,500 more this year to do stuff with (ie money that isn’t going to taxes or insurance or anything). What should I do with it? Crypto? Set it on fire? Get a hair transplant?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Anyone here from NYC? Be cool if there was a meetup.

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?