FIRE - What is your total net worth so far? What's your profile?

Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Which style home do you prefer and why?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

How do you effectively plan for retirement?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Thoughts on airline stocks? Good time to get in?

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

New to investing and have 60k I want to buy index funds/ETFs with, should I invest like 5-10k a month or all at once? For context, I have emergency fund already established and contributed to Roth IRA

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

How do you and your partner (married or not married) split financials?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Guys Urgent query.I joined CTS on Nov 2.When is medi Assist activated? Having a medical emergency for my father to do bye pass surgery.Should I wait for the medi Assist or proceed to do with my own money? Estimated Cost -3 Lakhs+. Operation to be done in the next 1 week

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

anyone hiring? 🙏

Just curious, who is hiring in this space for Senior Consultants? TIA

Currently a staff attorney in US firm, hoping to secure the permanent position as Associate after contract ends. Any advice?

Any openings for 1 Yr experienced in Kolkata??

Skills Set - Java, Spring Boot, Microservices, REST API, JUnit, Postman, PostgreSQL, Git, Cloud Environment (Azure / Openshift)

Hi,

I have 1.5 years of experience as an SAP BASIS CONSULTANT and I am looking for a switch.

but I want to work in (Full Stack) Java development I have learned spring boot, angular, rest API, AWS CI/CD pipeline and I have good knowledge of core java, collections.

Will it be a good decision to directly get a job as an experienced candidate by telling I have experience in Java(2 years)

or

I shouldn't lie about my prior experience with SAP BASIS.

Thanks in advance for your valuable suggestions

What are the zoom happy hours for work like? I have one today that I don’t want to attend but feel like I have to

Can TCS give 14 LPA to a Software Developer having 2.10 years of experience?

What should be expected compensation in MasterCard for Senior BizOps Engineer in ITIL/ITSM team.

YOE : 7 year 6 Months
Current CTC : 21 LPA + 20% variable on top of ctc

what gmat score do I need to get to aim for m7? I’m asian, F, 2+ years in accenture strategy, & studied at top public school (think UC Berkeley, UMich) with a 3.4 GPA with engineering degree

Anyone here have experience / know anyone who did the Luxury & Fashion Retail MBA @ NYU Stern?

Does anyone teach in class elementary, middle, or high school and also teaches college level? If so, how did you get the college level job? I have a masters and specialist degree and teach in class. I also want to teach college level online but have a hard time either finding a position available or applying. I’m now in the middle of my doctorate degree though it’ll be another year before I’m done.

Partners - what was the most stressful year of your career? The year before you made partner? Your first year of partnership? The year(s) you or your partner gave birth?

One of my friend has received an inquiry email from capgemini that it has been found that he is moonlighting. has anyone has received a similar email ? He is just working with capgemini only and is currently serving notice period and was expecting to leave by start of january 2023. Is capgemini harassing the guy ? Has anyone else got the same email ?

What has better WLB and comp, being a heme onc physician or climbing the ranks of D/SD/VP in R&D or commercial strategy for an oncology line? Not taking into account initial path to get to these positions.

I was wondering if anyone works as a medical examiner assistant (gov) and what your salary is?

Cole Haan vs AE. Discuss

How can i get reimbursement for certifications that i have paid for from my pocket? What is the process and how much time do they take for reimbursement?

Sooo AMC.. who’s in?

😂

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Are we on recession? My portfolio is super down - low cost ETF investor here

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?