First time homebuyer. It's 3 yr old townhouse so I am sure there are things that I have start watching. Previous owners didn't leave any maintenance manuals that builder gave them and looking to find sites or apps that can help to keep track of maintenance tasks I need to do monthly. Semi annual or annual basis. Also how to take care of equipments or any replacements. Any recommendations ?

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First of all, congrats! Second, builders rarely do such a thing. Big things are: know that something will happen at some point, start paying for it now by stashing a few hundred every month into an emergency account you don’t touch (or make sure 5-10k is factored into your emergency fund.) 2) get in the habit of walking your own property, check under sinks, in the basement, around the roof line, just for stuff that seems out of place, 3) run all plumbing weekly

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Point 2 is bang on target. Walk your property.

I found a leak in basement whenever we would take a shower. Similarly found water heater leakage.

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Agree with everything said above. 3 year old house is new and should be settled by now. Just like how pilots walk around the aircraft before a flight, you should do the same with the house. Normal maintenance is filters and HVAC mx at this point. Know where everything is - main water shut off, fire extinguishers, breakers. Learn and understand, in due time, how your house works - electrical and plumbing. At 7-8 year timeframe you can get an insurance plan which covers all the appliances. Just a thought.

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Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

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I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

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GILD, INO, MRNA

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Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

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Decided to payoff my mortgage.

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I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

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Any advice for an extremely young, incoming Merrill FSA?

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Investing since last 1 year.

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Investment: 2.82 lakhs
Currently at 39K loss.

Mutual Funds: (9 SIPs worth 23k monthly)
Investment: 3.04 lakhs
Currently at 12k loss.

Aside from the normal baby registry stuff, what are the best financial gifts people can give? For example: savings bond. Can you open a brokerage account to add to? What are some cool smart things you’ve seen or done?

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So many of my mini anxiety attacks are solved by just eating something. I need to stay on top of my grocery shopping

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LA creative: I guess the good thing about working late is I’ll be able to skip all the traffic:

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Guys need your suggestion here.

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So grateful I have my GC and orange cheeto can’t get me now!
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Hi!

I recently did a job interview and I made it clear to the HR my expectation salary is 60k a year, non negotiable.
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Should I accept the offer or renegotiate?

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Hi All,

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What are benefits of working with a content strategist on a project?

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Let’s get their together.

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1. How much is the 4% bonus in CTC of DEUTSCHE BANK considering 36LPA to be fixed(excluding PF and Gratuity).

2. Also, Is the fixed salary really like only Income Tax deduction or any other deduction as well? Note: Just had a offer discussion with HR, yet to receive my offer letter

YOE : 10 Skillset: AWS Devops Deutsche Bank Deloitte Accenture Tata Consultancy PwC Citi

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