If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

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Leave them separate

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“deleterious” is a taxable word.

funny

I mean IRAs, both traditional and Roth. There is no limitation on contributing to a traditional IRA if you have access to a 401(k). The limits that generally apply to most people with respect to IRAs are: (1) the annual 6k limit, (2) the income limitation on taking a deduction for traditional IRA contributions, and (3) the income limit on making direct contributions to Roth IRAs, which can be circumvented through a backdoor-Roth conversion.

helpful

Is the 401(k) traditional or roth?

There are no tax consequences to maintaining both an IRA and a 401(k).

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