Aside from the normal baby registry stuff, what are the best financial gifts people can give? For example: savings bond. Can you open a brokerage account to add to? What are some cool smart things you’ve seen or done?

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

Marcus HYSA rate cut down to 2.0% :(

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

I might come off as naive here. But how is options trading different from setting a limit buy or limit sell. Any beginner article I can read up on options?

Decided to payoff my mortgage.

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Is it normal to pay for monthly OB visits while pregnant? I have BCBS and thought they would be covered 100%?

Anyone in the public finance space familiar with distressed/high yield muni funds? Outside of the classic closed end asset managers?

Do my wife and I still qualify for the $500/child for 2 kids if we earn more than $200k in combined joint income? If I didn’t file for 2019 taxes yet, and one kid was born 2019, do we get 500 or 1000?

Looking for a great realtor with knowledge of East Austin. Any recs?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

Would you buy a brand new car in cash?

At a tech company with less than 50 people and $6 M Revenue. Our current maternity and paternity leave policy is not good for attracting talent. 12 weeks for mom only 4 weeks paid and no time off for dads. Curious to know what policy other companies have, and can you let me know size and approx rev of company?

Pregnant with my second and I have no will to work. I use to be passionate about my work, but now I m forcing myself to complete the bare minimum tasks needed from me. Not taking any proactive assignments.

Has anyone else felt similar during pregnancy or postpartum?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Where do first year associates / business analysts typically live in NYC? What’s a realistic rent budget?

I am selected for Data analyst Role at Optum Grade 26, current ctc 6 lpa, YOE 3 YEARS...What should i ask HR for fixed component, already HAVING AN OFFER OF 13 FIXED...

Is 2 weeks of vaca looked down upon? Haven’t seen anyone on my team do that...

Quantum computing. Can someone through some light. Best place to learn more on this

Will internal transfer to Deals as A3 (2 busy seasons under belt)

standard promo in new group is 2 years staff.

Possible to make senior next year? (3 years at firm) or stuck staff lvl for 4 years?

Hey guys,
Hope you all are doing well
I'm writing this post to get a referral for company switch from TCS to MNC or any start up as a Python developer.
I'm well versed in Python, web development using django, AL and Data science.
I'm still improving my skills at my best.
Please do let me know if u have any opportunity suiting my profile.
Feel free to ping me.

Thanks in advance.

Looking to get in the field of Project Management or Product Management. Currently working in the field of Ad Operations. Any advice where to start and what steps to get into one of those fields?

Hi Fishes,

Can you please confirm how long does the joining offer ( provided by PWC ) remain active in workday portal?

Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

What would you recommend someone starting tas (campus hire) early next month do to prepare. I am CPA eligible, but not sure if I should spend my time on that or study finance or just relax. Any recommendations?

Is Wall Street prep worth it to help break into IB?

Deloitte folks: What is the difference between SAMA M&A and Financial Advisory M&A work?

Had a recruiter tell me that investment firms only give 24 hours for you to accept an offer - is this true? It seems crazy to me

Hey fishes,
Not able to select future dates in of details in Accenture form 11 what's the solution

Just got hit with the $550 CSR fee. I don’t really want to quit it; I just don’t want to pay as much. Is there a way to get it lowered?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Maxed my 401k with todays paycheck 🏆 a lonnngg way from FIRE but step by step my friends!

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

If you could right now, would you buy a house in full cash or invest in the market?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Are we on recession? My portfolio is super down - low cost ETF investor here

Anyone have any good realtors in the Greenville SC area who know the VA loan?

Accidentally overpaid into my 401k (forgot to account for employer match). How can I correct this without getting double taxed?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

What’s better the S&P or a total stock market index fund?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?