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Two quotes feom people referenced in that article stand out to me. "Having high NW displays financial discipline and competence” and "Net worth isn't always a sign of discipline." I agree with the latter. In a country where an unfortunate health issue can make you or a family member bankrupt, keep in mind that your savings can go up in smoke caring for yourself or a loved one. In a country where insurance companies are refusing to cover your health issues or even your home after a natural disaster despite your paying your premiums, everyone is one bad stroke of luck away from their savings / net worth go up in smoke. And so whether you are in a low paying job doing valuable societal work (teaching, social worker, etc.) and doing your best to save your pennies while caring for your loved ones and yourself, or you are a higher earner who is disciplined and saving instead succumbing to every impulse, high net worth is not inherently an indicator of discipline; just that you've been lucky so far in your life and can hope that your luck doesn't run out. The debate is a bit silly. What is best is to have as high an income as you can command while trying to live within your means and try to save for a home/real estate to build net worth, get the right insurance and care for your health and cross your fingers that the bad luck fairy doesn't wave her wand at you. And if you do get hit by bad luck that depletes your savings, then having the capacity to earn a high salary will help you bounce back much faster.

It depends on the numbers. I'd rather have a $500k net worth and an $80k salary than a $50k net worth and a $100k salary. If the salary difference is significant enough to make up for the net worth discrepancy in a reasonable amount of time, then I'd take the higher salary.

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