Has anyone ever bought a home out of state and moved there temporarily just to use an FHA loan and then move back? I live in San Diego, so as a single person it is extremely hard to buy anything other than over priced condos with extremely high HOAs. I’m preapproved for around $700k so if I make a smart decision, I could buy something worthwhile (maybe even small multi fam) live in it for 1-2 years and then rent it out with the hopes of breaking even or slight Cash Flow.

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Tether is a giant fraud. How do I short it?

Hello,
I need advise on my below query, thanks in advance.
If I filter stocks among so many by parameters like market cap, sales growth, ROCE etc etc, and after getting 50-60 filtered companies, on which parameter should I sort to atleast start analysing with one company?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Recently attended an FA conf. where there was discussion about 401(h) plans & their tax advantages.
I know a variety of 401(k) providers available via my B/D but don’t know of 401(h) ones. Do you ?

Can any one tell me, how to invest in quant mutual fund through it's website?

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

What is a good/ expected salary for an AE in San Fransisco?
What’s livable?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

I will currently end as Plat Pro in American due to promotion but thinking of switching to United in 2020. I spend about 14-15K in a year but don’t have enough QS/QM to re-qualify for Plat Pro (cont.)

Newbie here..with Nano Ledger S's on backorder through March, what's the best way to secure your coins? If it helps, I have some LTC, VEN, ICX, LSK, DRGN, and REQ. Thanks in advance

Hi all, I recently purchased a commercial property at WTC, Noida. As I look to grow my portfolio, I spoke to my consultant to see if I could get better prices. He worked with the sales folks at WTC and said that if multiple buyers come in, he could work out a deal. Wanted to check if anyone is interested? I could potentially get him to set up one-on-ones to help explain the commercial real estate market. Even if this property doesn’t seem interesting, I think an interaction wouldn’t hurt.. contd

Maybe stupid question....With global slowdown, does JPMC fire any new hires?

Hi everyone! I’m going to get my master’s degree next year and want to go into biotech. I live in the Bay Area and am looking at companies like Genentech and BMS. What are the approximate starting salaries for associate scientists at these companies?

Any public accounting firms in Albuquerque?

Originally from Italy, I've been out to anyone at my former jobs in Europe without ever worrying about the reactions of my coworkers. Now I'm Asia and just started a new job, but one of my colleagues (also an expat) made a very weird statement about gay people having more chances of developing cancers (?!?!?), so I feel a bit skeptical about talking about my private life... The problem is that anybody else seems to be so welcoming and open-minded, except for this one guy. Any advices?

Hey ZSers,

I have been selected into ZS for the BTAC role under CCM(Customer-Centric Marketing). My YOE is 3.8 in Cognizant, and the domain is ETL, DW, cloud(AWS).

My question is, ZS is giving a great package compared to what I have in Cognizant (Above 100% hike), and Cognizant is ready to retain me by giving somewhere 50%-60% hike. Will ZS be a good choice for me to switch? In terms of growth, technologies, work, pay. Or should I accept what cognizant is giving and get retained?

Just heard that I got promoted! Thinking about gifting myself a necklace. What brands/model necklaces are classic, versatile, and durable so you can wear it all day without taking them off?

Thinking about getting it in rose gold shade. Budget ~$2-3000. Any recs are appreciated!

Hey y’all. Any recommendations for an awesome bakery with quick turn-arounds on cake orders? Looking for a Sunday delivery and also preferably small business but honestly I’ll just take what I can get. Delivery would be to near west side area, if that helps. Thank you.

What type of case studies are people getting when interviewing for Strategy roles? How about Finance? Are they the same style/depth as consulting case studies? Are the examples from as "Case in Point" or "Hacking the Case" a good representation? Going to start applying in the next month or two and want to brush up on my skills.

Saw a previous post mentioning chemical peels and lasers for treatment of acne scars. Does anyone have any recommendations for specific treatments?

Hi , I am fresher and assigned to .net stack as training but i have interest in designing stuff and want to shift to UI/UX design. I am currently attending google certified UX Design course from coursera and building my portfolio. How it will be possible to switch after 1.5 yrs as UI/UX designer if i have some different background. And currently I am working on OutSystems 11 for global clients.

Can I pay income tax challan using credit card?

One key mistake I made while trying to get into PM was to tailor my resume bullet points towards *proving* I was a PM (I did user research! I defined the product vision!) vs. explaining what exactly I did. More lessons learned / tips and tricks 🔗 below.

Got an offer letter from Accenture for job level 9 . When I asked for salary breakup , the HR mailed that there is no compensation structure for L9 and above and we need to resign based on our convience . What does this mean ?

Is it possible to exit to LS VC from a boutique firm? What type of experience do they typically look for?

I am looking for an opportunity in snowflake(sql), power bi.can anyone help me in getting a referral in bosch..yoe: 3yrs

I've decided to enroll in NYU's tax LLM program part-time this fall. I'm currently at a V50 firms and I'm in the middle of lateral interviews. Would updating my application with this news hurt or help my offer prospects?

QBurst is hiring data scientists with 3- 6 YOE. Deep Learning, TensorFlow, PyTorch, ScikitLearn, NLP preferred. WLB is awesome, appraisals happen twice a year and permanent wfh option is there.
DM me for referral. Happy to help :)

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

I’m graduating undergrad in May and want to do real estate investing long term. Is it worth it to get my brokerage license in the state that I’m moving out of (I would want to do out of state investing) or should I just take a general real estate investing class. The goal would be to grow in knowledge about all things real estate. Also, any advice on real estate investing for a beginner would be appreciated!!

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Does buyer have to share appraisal with seller? Can seller request it?

Anyone recently got a mortgage through SOFI? can you please share your experience?