What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I'm a crypto Twitter influencer, AMA

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I want a BMW X3, should I buy outright or finance? What is the most reasonable amount I should expect to spend on a 2020 model?

How do you effectively plan for retirement?

Bittrex or Binance? Or another? Is it possible to convert Litecoin to Alt coins on Binance?

In your opinion which is the best target fund to choose in IRA Roth?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Hello fishes, can we buy land/plot to save long term capital gain tax?

I'm finishing renovations on a 2-story 3 bed / 2 bath apartment two blocks away from Girard Station, 3 blocks from the main strip in Fishtown.

Will be ready by mid-April. Asking $2,200/mo rent. Has an outdoor deck in the rear. DM if interested.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

What are all the ways to save income tax?
CTC 9.8L

Anyone else just sitting around waiting for the ax to drop? I'm a soon to be 2nd year corporate associate who has seen work completely dry up. My utilization held pretty steady around 50% immediately after shutdown, but August was below 15 billables with no appreciable work in the pipeline. Aside from letting people know I'm available and doing pro-bono/CLE, it's starting to feel like a serious "covidcation" leading to termination.

If you do billable work on a given PTO/vacation day, do you still count that day as vacation? Or do you get that vacation day "back"? Or do you only get the part that you billed "back"? (Or some other option.)

Looking for a REMOTE Paralegal Position in the Colorado Springs, CO area - preferably in Family or Criminal Law - If anyone knows of anything. If someone knows of a recruiter in that area as well, please let me know!
TIA!

Fully remote agencies/studios?

Anyone recently completed their visa process with PwC? Please advise on time taken by PwC for CoS alone and overall visa.

Can anyone let me know about average salary at Morgan Stanley for analyst position given I have 2 years of experience. TIA

Is 90k base salary plus 10k bonus a normal offer for a Senior Associate (602) CB F&BM position in Plano, Texas?

how can i get hearts on this

Hey all, new hire here! Going to receive a $250 wfh credit; any recs on what I should get to build out my home office?

How’s comp and culture at Altamont?

I recently graduated with a masters degree in Data Analytics from University of Texas at San Antonio with a CGPA of 4.0. I am also awarded distinguished graduate student award for great academic standing and leadership skills. I have worked in india for 3 years for Uber and Amazon as Risk Analyst and quality specialist respectively. I am currently in my F1 OPT and have 30 days left before I submit my offer letter to USCIS. I can share my resume and any help is really appreciated. Thank you!

Is there a good probability of receiving an offer after an on-site interview with Deloitte? Interviewing for digital care group.

Hi fishes, I have an interview tomorrow with factset for Client Solution Advisor. Any tips for the questions they'll be asking? And if ajy of the factset employee can tell me the work we will do in this role will be good.

Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

What is the salary for a ‘H4’ band?

Worried because of my salary at my current company I am pricing myself out of opportunities to move into a rep agency that could eventually give me the opportunity to buy into it. I’m currently almost topping out on my salary at current company with no opportunity to progress. Can make good money for a while here, but new challenge is interesting to me. Struggling accepting I may have to cut my salary 10k-20k in order to do that…

Hey all,
So I’m currently interviewing for another position, to be a business development specialist at a relatively large tech company in PA. I have about a years worth of experience. Indeed estimates the salary to be between 60k-80k, I was wondering what I should expect?

How does everyone manage SAD during the winters. Feeling so down and not sure what are the best ways to cope.

Thoughts on Fundrise?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

How can I invest in real estate ? Looking for an additional passive income source

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Has anyone here used New Western to buy real estate deals?

Do you thank your tenants for paying the rent? A quick thank you text?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI