3.2% of purchase price
Conventional.
I’m seeing 2.85 on better.com with no points, 20% down, 30 fixed. Seems high compared to others here 🤔
Gotta look at the fees - origination, appraisal, etc
Hi Fishers,DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.
Bowl Leader
IPOF today?Very active after hours and premarket today. Anyone have thoughts on why (other than obviously expecting some news or announcement today, asking more specifically on what that could be)?
Anyone here own multi unit rentals as a source of supplemental (or main) income? Looking to enter the space and would appreciate any wisdom/learnings you may have to share 🙏🏼
I own a 2016 Ford Fusion, given the fact that the model will be discontinued after 2020 - how long can I keep the car before it depreciates too much? Car is in great condition and would like to know if it would be financially best if I hold or sell at the earliest
What is your favorite part about being a realtor?
Can someone explain the Ben Imp Inc under taxable benefits for this week’s paycheck?
Anyone dreams of owning a single family house in the nice parts of NYC or San Francisco? Feels like owning a home in the 2 “coastal elite” VHCOL cities is a dream …
Hey guys! New to FIRE and hoping to get some insight.Anyone with a similar profile mind sharing what their goals are or if anyone has any insight how i should create a FIRE target/goal?> 29yrs old> Senior Consultant> 4 YOE> $90k BC> $100K-110k savings / investments> $45k student loan (pegged to inflation)> no property
I’ve never owned a car before.I have $6k disposable/month but am deciding to stick to buying a cheap used car for <10k OTD.Truly tired of over thinking and being manipulated by car dealers.Can anyone relate?
Guys ..When will final settlement take place? What will be the components of it?
Right time to buy a home? Have seen real estate almost down by 10% in Dallas. Panic selling from sellers started .Thoughts ..
I joined mindtree in Jan 2022. Suddenly there is a 10k deduction in salary in the month of April. The salary slip say 10k deduction as INCOME TAX.Mindtree says "You come under 20% slab according to the income tax calculations. When all the tax slabs are applied you will have to pay yearly tax around Rs. X amount. So that amount will be deducted in monthly basis."Why sudden income tax deduction? Why was that not deducted in the month of Jan Feb March ?How can i recover that 10k every month?
Looking at multi family in HCOL area (LA). Is it true that conventional loans have a max mortgage of $1.8M? For a $3.6M 4-plex, is the only option to put 50% down or am I missing another option to borrow?
Trying to get a pulse on what rates people have gotten recently I.e. in the last 90 days for a 30 year fixed. Please indicate if you purchased pointed or not?
What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash
off topic question.peoe buying lands on moon but who is authorised to sell land on moon as its no country's property. is it a scam.
Can someone please suggest me how to save tax on 10.5 LPA CTC
Does anyone have one of those Infograph’s that show how to optimally allocate your savings? Something like 401k match > HSA > Roth etc (example, I’m not actually sure what the steps are).
Anyone have experience with Fisher Investments and their portfolios? I lost a nice account to them today because I made a conservative investor 18% last year, but his buddy made 25% with fisher. :(
Any advice on best trading platforms?
Got my automatic Tag 12 years ago and I still love it but a few years ago it started running slow. About 5 mins per week. Any tips or tricks?
I’m at very low point in my life. Being rejected and rejected time and time again for jobs after graduating from college in 2021 wasn’t something I was prepared for. At least for this long. I have Depression, Anixety, and ADHD. I have no emotional support as my my family is torn apart. My birth mom is deceased, my step mom is deceased, I don’t have a relationship with my father and most of my siblings are fending for themselves. It’s hell. And I’m constantly reminded how behind I am by family.
Hello All ,I am switching my profile from data analyst to data engineer focusing on azure right now.Any azure data engineer in the group can help me with what are the important topic in respect to job interview . And except azure dedicated services what other tec skills i need .
Let’s start doing auction 🤣Past:• Give interviews.• Get an offer.• Apply notice period.• Join the new company.Now:• Give interviews.• Get an offer.• Apply notice period.• Apply to more companies now with "on Notice Period" while applying.• Collect as many competing offer letters as possible. (Amazon is a must)• Invite all the recruiters to a zoom call and conduct an auction.• Pick the best and ditch rest of the companies.• Ditch the auction winner also two days before the join
Does anyone have idea about how much Oracle pay for senior cloud consultant role of 7 years of experienced resource
Looking for organisation design/ transformation societies/ clubs in London!
Coach
Is anyone else applying while in school for something else? Do you also feel pressured to be "perfect" since we need to attach transcripts to our application, where quantitative declines in performance are clearly visible?My grades are not going to be pretty this term... Ngl it's a bit hard to not be bitter knowing that I can't disguise the clear quantitative tank in my performance while I could disguise it if I were working instead.
Where do you get your daily copy/story/campaign inspiration beyond the typical advertising publications? Are there accounts you follow on social media that regularly post inspiration or tips for copywriters/creatives?
I'm thinking about starting something, but I want to be well versed in entrepreneurship before I do. Any recommended resources (websites, podcasts, books, etc.)? Thanks!
I am on my 3rd and final round interview next week for a job I am very excited about. I am interviewing for a procurement manger job and will be meeting with their regional finance manager. What kind of questions do you think I can except from this role? I have never had to interview with a financial person before. Thanks!
Any women here struggle with hemmroids after a vaginal birth? If so, did you see a colorectal surgeon to get them tied or remediated after pregnancy? I am sure they are here because I am pregnant and had them bad on first pregnancy around 32 weeks.
Anyone long TAK? Thoughts?
Share a verse or passage that is really standing out to you right now. You can share why if you’d like.
I need a good reference article for DSO-SAAS specific
Hi Guys. How's work life balance and growth for a data scientist in Pepsico
Guidehouse vs Booz? Anyone worked for both and prefer one over the other?
My account team needs some structure. I’m trying to put together a org chart. Like, this is the digital team, print team, etc…and I want to outline responsibilities for each work stream as oversight, lead, support. Anyone every done anything that that? I’m having a hard time putting my thinking on paper.
Any good PG or accommodation for men near to Barclays Pune office in Kharadi area?
Is empathy a wrong quality for a good leader? I see managers and consultants who say “its just business” whenever layoffs are discussed. I know since they feel they are safe, they just don’t care.
How much time takes to issue the offer letter in Schneider electric after HR round?
Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?
First sign off market cooling down. More to come in next 12 to 24 months..
Bought a condo and was informed by the existing tenant that the bedroom window in the winter collects way above normal amount of condensation to the point that the floor beneath the window is soaked. Tenant said they informed the prior owners numerous times to the issue but were ignored. No mention of it on any disclosure form. Is this grounds for a lawsuit? Pretty new the property owner stuff.
Has anyone used roofstock to buy/sell SFR? Looks interesting https://www.roofstock.com/
Is this a good time to look at investment properties for long term rental or better to wait? Would like to hear from other investors on how they’re approaching this market.
What is the case against raising funds through crowdfunding to acquire properties? (I know the actual risks of taking investor money, but want to learn from others why more people don’t do it)
Hi Everyone - trying time refinance my 30 yr to 15 year. Currently have 4.5%. What lender have you seen offer the best rate for 15 year? Lowest I have seen is 2.875% with LoanLock
Enthusiast
Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.
Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!
I currently max out my 401k, is it worth reducing my 401k contributions to save aggressively for a 20% down payment. My lease ends in July so would consider buying around that time frame. Or is it better to keep maxing 401k and just put less down and pay the PMI?
Even a FED economic researcher acknowledges the housing bubble….https://www.dallasfed.org/research/economics/2022/1115.aspxHouse “real” price drop of 15 to 20% is 25 to 35% drop of the peak nominal price…. it a thing of evonomist to always tak in real term (adjusted by inflation).
Is 2.875 rate for 30 year with -860 credit a good deal ?
Hello there real estate super sleuths! A friend is buying a DR Horton home and is forgoing a 3rd party inspection since home will be under warranty for first year. Thoughts? Thanks so much!
Hey anyone have any insights on Fundraiser, the real estate investment platform?
What are closing costs at that rate?
3.2% of purchase price
Jumbo or conventional?
Conventional.
I know a few got around 3-3.2% 30yr fixed. We got our house refinanced around October 2020 for 2.3 %15yr fixed
Just got 2.75 for 480k in October. I think around 5k closing costs
Same I just refinance and got 2.65
I’m seeing 2.85 on better.com with no points, 20% down, 30 fixed. Seems high compared to others here 🤔
Gotta look at the fees - origination, appraisal, etc