Has anyone used the equity in their first home to buy their second home? I think I have at least $100k if not $120k in equity in my first home but it was a starter home and we’re quickly outgrowing it. Home prices are of course insane and I like the idea of holding onto my first house as a rental (my brother has two rental properties and will help me). Any insights/thoughts?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

How to transfer PF fund from hcl to epfo if i was a non pension member???

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Folks from EY, what are the implications of investing in India, be it Mutual Funds or direct stock? I’m worries about the independence restrictions in India, holding off due to that

Best banks/sites/promos to get extra $? Any good experiences with getting new checking account for a bonus?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

IMO It’s only a matter of time that Cuomo closes the entire NYSE. If you are holding short term options, consider the risk.

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Thoughts on credit funds? Immediate start offer is tempting.

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

What companies do you recently regret not investing in?

Hello Everyone,
Need referral for Manual + Automation Testing with Work Experience of 3+ yrs, Please help for any job opening in your company.

I’m making 55k in Chicago. Am I underpaid?

L&E Arbitration folks -- Has anyone ever argued that the JAMS Consumer and Employment Minimum Standards of Procedural Fairness ought to apply to a claim? JAMS declined to apply the Standards on the grounds that the individual is an independent contractor. FWIW, the individual is classified as an IC under some laws and an Employee under others.

Hello. Does anyone know the pay scale range for Program manager II in HR India Org? I am currently an L5 PM with a CTC of 22L and i am not so sure if i will get a hike during this internal transfer (IJP) to HR India org (recruiting side). Appreciate any suggestions :)

Any recommended resume writing services? Especially in insurance industry

About to finish my first year. I’m a specialist. Only going to hit 65% of my hours (took a 4 week vacation cause of wedding/hm).

I never say no to work and i have fantastic reviews, and the head of my practice (with whom I work a lot for) has great things to say about me.

I’ve been fully utilized starting ~June, but first few months were slow. Am i fine?!

It's that time...🦃

What's one thing you're super grateful for in your life or career at the moment?

Drop it below! 👇

I have an interview with one of the MBB tomorrow for an internship, any suggestions or tips?
This will be my first case interview ever and I feel lost

Hi All,

One of my friend got interviewed in Deloitte and she was asked to rethink her salary ask in the HR round. She reduced it to 1L less than initial ask. Now the status is in benchmarking approval. What does that mean ? Will they release the offer letter ?

Hello, I have an interview scheduled for the position of Product Manager for Mumbai location. Could anyone please help me with details like culture/benefits and pay at ICICI?

What firms do higher variable comp? I’m familiar with A&M’s model, but curious if there are others. Figure if I’m busting it, might as well get compensated for it.

Today is joining day. Nothing happened. Onboarding is said to be virtual but no link was received. Any one else having different experience?

"There's no whining in baseball!", said very seriously and earnestly ..... to the office dog.

How do you make the most money in STEM? Is it about having a degree, prior experience and getting in touch with people? What’s your *success secret* and how does it relate to what you’re currently doing? Maybe you think business owners have the highest potential to make the most? Process engineer at an industrial facility in Goodyear, Arizona

At Big4 consulting with a TS/SCI - CI poly and 4 YOE. Skills include BI analytics and intelligence analysis. Currently at 85K, working 40hr weeks but I really just want more money and would be willing to work 50-55 to get it.

Where can I land a solid pay raise and what roles should I be looking for?

Hello Everyone,

Are there any blockchain related projects in Publicis?

Anyone joined top social clubs (i.e. Zero Bond, Norwood, Metropolitan)? Why were you accepted in & did it meet your expectations?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Is it common for HOA to ask you to prove your car registration is up to date?

Can I get a commercial loan without 25% down?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Any one knows what’s the easiest way to order a radon test for new construction?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Any Property Management recs in Seattle area? :(

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI