Have few big purchases in the next couple of months. What is the best card for sign-in bonus? chase Sapphire is not an option for me.

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Amex Plat if you can get the 100k targeted sign up bonus. But at SM levels I’m guessing your monthly spend is probably enough to satisfy minimum spends without any big ticket items as they’re seldom more than $4k/3 months.

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Apple Card?

funny

Either a 2/2.5/3% card, or something like a Business Platinum where you would have a MSR bonus, and then an additional 1.5x points for purchases over 5k

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Citi Double Cash gives you 2% back on all purchases, no exclusions.

I think US Bank or Wells Fargo gives 5% cash back on categories you can choose from a list.

Another option is to get a card that pays the highest cash back in the specific category you are planning to spend

Or look into a store credit card if you are buying from a specific store. Most stores give a 10% discount on the day you open the account (upto a limit). So you can open it on the day you are making a very large purchase to maximize the discount, use the 6/12 mo interest free period to pay off the purchase, and you might even get a 5% cash back in your spend.

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amex plat has a 100k bonus right now

What type of purchase?

mostly furniture

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