Have you used return protection from Amex? If yes, did you max out the 1k? Sometimes I feel bad using it.

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My parents use it all the time. Wasn’t aware there’s a 1k max. 1k per item? 1k per claim? 1k per year? 1k per life? Help me out here

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What scenario are you using it? Usually the merchant takes everything back.

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Max 1k per year, $300 per item

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When merchant does not take back within 90 days - i.e. They have less than 90 days returns.

How long is return protection good for? Do you have to mail the merchandise to Amex?

@pwc 1 do you parents max out each year? I'm just worried that even though Amex says it's a benefit they'll prob get back at you somehow? Or am I being paranoid ?

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