Hello Everyone,

I have a doubt regarding my background verification (BGV) at HSBC India.

Today, I generated my CIBIL report and noticed that my friend's address is listed in the address field. This happened because I had my credit card issued at my friend’s address, as the card was not available in my state.

My CIBIL score is 771. Will this cause any issues in the background verification process?
My Doj is 14th April.

Please advise.

Thanks in advance!

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Posting as :
works at
You are currently posting as works at

My score is 660 and my address is my old address and i have a old credit card issue which i settled recently,am also having query about this ?

And yesterday I have generated my cibil report in mail they have mentioned I will receive one mail shortly for uploading on portal but I didn't received till now. When they will send mail for this?

Can you please tell.

I didnt face any issue tbh due to old address

I just have this address issue. other this I don't have.

It’s just a garbage formality , no impact

Don't worry for 770. But I know few who got rejected because of bad cibil.

Hi, i have a defaulted loan (as a guarantor) and my cibil score is 710. Will it have an impact? My BGV is in progress and they asked for cibil report.

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