A very good read if you’re newbie in investments

https://www.icicibank.com/managed-assets/docs/personal/the-orange-book-vol-16.pdf

🔮 Looking for some buys with my new found gains in ETH 🔮

Any portal/website where we can follow cryptocurrency prices

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Roth vs Traditional 401k, thoughts?

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

What are the benefits of a trust in estate planning for a single person with assets around $2m?

Is Carvana legit? I've never seen any reviews just a hundred commercials. I could google this but wanted to know if anyone in here sold through them successfully. Thinking of selling my Benz E350, 2013. Let me know.

What does 401k mean?

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Is anyone investing in liquid funds? How do they benefit and what are their returns?
Recommendations are welcome.

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Anyone hear anything from their coaches??

Looking to do some case prep in the coming weeks - DM me if interested

Has anybody used EF - Ultimate Break to travel? I am planning on going to Costa Rica and wondering if it is a great way to travel as a solo female traveler. Any tips would help :)

Can NY RNs apply for compact license if they want to work in NJ?

What is the use of earning badges in Level up? Is there any advantage to this?

Are hexaware offices opening this year or next year ?

Cognizant Sharks
What is this metaphosis event.
I have not join cognizant yet ;though I have accepted the offer letter. Doj 29 nov 2021
Not sure on Cognizant that I will join. I am waiting for better offer to be released.
Any inputs or guidance.

I just got the contract for a new job in another European country and I’ve been asked to fill out below and am a bit confused regarding the “BLANK(S)”.

“NAME X, born on (BLANK 1) at (BLANK 2), residing in (BLANK 3), at the (BANK 4), hereafter ‘employee’.”

BLANK 1 - date of birth
BLANK 2 - where I was born? City or Country?
BLANK 3 - currently living in
BLABK 4 - ???

Help…..

Any experience with HIG Whitehorse (direct lending) interviews at Analyst/Associate level?

What is the Apta test in hsbc ? How difficult it is?

Do partners know each other’s compensation? I see partners selling engagements for vastly different numbers b/w shorter ‘interesting’ strategy work and longer ‘boring’ transformations. Thoughts?

How long it'll take to get promoted from P3 to P4 as a leteral entry in LTI?
How much hike is expected for the same?

Any Property Management recs in Seattle area? :(

My dream is to move to a super low cost state, buy a beautiful farm house on a big piece of land and work remotely from there. How do I do this? I am a 3rd year associate in big law.

Do agencies outside of pharma have Art Supervisor roles? Or does it go Sr AD > ACD. I just got promoted to Art Sup & honestly don’t know if so should update my Linkedin since i’m working...

Moved over to a review system called 15Five. It allows you to review your manager. I gave my manager a terrible review. The catch is: they get to “anonymously” see your reviews. Bad move?

My ECD keeps changing our work before it goes to client and it's cost us making good work. Our books are suffering because he can't get his hands off the tools. Our books are only full of spec now.

I need help, please. I’ve been applying to jobs for several months without a single callback. I am looking to stay remote, would anyone be willing to review my resume?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

How t save tax for 9 lpa salary. Can anybody help me out.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒