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I am a certified financial planner. You can connect me on WhatsApp 7019194829 for more details on elss fund.

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U can go ahead with DSP, quant or kotak. Axis also used to be good

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Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

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Let’s finish this up strong! What are your year-end self development plans?!
We have our last session of the year of our group/guest financial education cycles at our Downtown Toronto office this Saturday. We go through our first financial education session that we talk about basic to higher level of financial information; from saving, investing, risks and returns, registered accounts, etc. There is no cost and no obligation. If you are interested to attend in-person or via Zoom, let me know.

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What other avenues are you using to increase income?

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Hi IBM sharks,
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@ib do u want to actually contribute bro

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Can anyone share amex Bangalore location?

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What will be in hand for the below after-tax deduction?

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I just got a new credit card. It came with a Priority Pass membership. I always travel economy, I hardly ever get lounge access. I got excited, until I remembered I can’t travel and lounges are closed anyways. :(

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Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
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A financial advise to all the students and youngsters buy a term life insurance before starting to invest in other instruments. A sample illustration will help you understand that it has a financial benefit plus a security to all your dependents incase of any unforeseen event in life.

DM me for more details.

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Hi Fishes, Just wanted to know what is the salary band of associate 2 in Tax profile? Location is either Kolkata or Bangalore or Hyderabad.

ACD/writer level freelancer? Have awards and new business pitch experience I’m based in Denver/Boulder.

600sqft 1 bedroom in kips bay, $1800 (walk-up, no laundry in building, no doorman) for year lease

Would be moving from 6th floor walk up $1400 month to month in prime LES with two roommates(not my best friends but nice).

Would you move?

Considering:
1. costs to make the move itself
2. I like to run so options downtown seem better but not familiar with kips Bay Area
3. Commuting anywhere
4. Restaurants
5. I’m 23

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Decided to payoff my mortgage.

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How do you and your partner (married or not married) split financials?

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The workday is done

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Additional Posts in Personal Finance - India

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

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Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

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U can’t be wrong if you’re investing in index for long term

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Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

How t save tax for 9 lpa salary. Can anybody help me out.

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Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

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Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

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Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

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Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

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Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

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Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

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How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

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Hey folks, need some help with PF details.

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Anyone can guide in options trading?🙂🙂
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I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

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Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

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Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

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