Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Anyone in S&C at level 9? I got a 5% raise and 8% bonus.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Any upcoming areas to buy a investment house in and around Austin Texas

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What are the potential benefits of working at a deals oriented firm (e.g., LEK, S& Deals, EY-P) as compared to the more traditional Big 4 MC type roles at the post-M level? Really struggling with putting in the hours for the deals centric role as I’m not 100% sure of the longer term payoff (besides short term slight bump in comp).

What’s the salary band & maximum salary limit for Analytics Consultant designation in Tiger Analytics?

What are some of your go to resources for investment ideas or advice?

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

I started investing in January 2021 with a current portfolio of 40:60 across Mutual Funds ad stocks. The MF portfolio is giving my a current return of around 10% cumulative whereas the stocks are giving around 6% cumulative.

Not sure how to get the game right.
Views please friends.

Comp question - what should a B4 Senior with a CPA, CFF, CFE, and a MBA with 4 years forensic exp (D&T) and 6+ years non-forensic exp (industry) in NYC and DC markets expect in this current climate?

I have 5 Yrs of experience in mainframe and working in product based company.. I want to learn devops and switch my career with good salary around 20 LPA... Please help me how can I start and get hands-on

Does HCL give any joining bonus to immediate joiners?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Got a strategy and bizops offer at a startup after being laid off last month! Does it sound reasonable to negotiate a ~15% salary bump? What is the normal amount to negotiate?

Hi folks! If I quit this week, will I still get my bonus? (My LWD will be around September 26-27)

Hey Desi Fam. I am in California but looking to move to the East Coast to be closer to my wife’s and my family as our kids are growing up. Started looking at northern suburbs of Atlanta and that area ticks all the boxes we are looking for - great schools, family based neighborhoods, and diverse population. Are there any Atlanta natives here who can help us narrow down the city and neighborhoods we could target. Would like to buy a medium sized home < $700k. Thanks

What is your process like when mapping out content and layout for a website or app? Is it best practice to have the content up front before wire framing out the content?

Any 35+ male 🐠 want to chat and see where things go? 33F in a smaller East Coast US city but very willing to travel to meet in person if we actually hit it off.

Any one aware of "Intuitive Technology Partners"
Company? Is that really a genuine one? Any one working there?
They are providing parmanet work from home. As checked in glassdoor most of the reviews posted in the month of march!

Can someone help me here

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Hi guys,
Currently working as Penetration testing for service based company for Apple Inc as client.
How much can I expect for 2 year of experience.
Current: 7Lpa

Will UST provide 100% of variable pay or what is the percentage they give us and when will they provide like end of the year

We should not be working for clients that still use Internet Explorer.

Does anyone else feel like their social skills went down during the pandemic? My new anxiety makes retail so hard.

First time investor in the US. Any suggestions on books / blogs to read to get smart. Where do people typically invest given all the client related policies in place for consulting firms?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

What can be expected from EY GDS for Lead AWS Developer for 7.5 yrs of experience in terms of compensation, current CTC being 18.5

Any current MBA students on here? Any wisdom/things you wish you knew before starting??

Hi any opening for Scrum Master/Agile Project manager roles. Have PMP,PMI-ACP,PSM1,PSPO1, AZ-900,AZ-104 certification and 10.4 YOE

Hey all, new to this bowl. Currently a Tech Recruiter and eventually want to make the transition into a HRBP or HR Generalist role. Would love to hear from anyone who started in recruiting then transitioned into another area of HR. Have been thinking of either working on PHR certification or MBA with focus in HR mgt. Thanks!

Yearly hike at optum??

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

How t save tax for 9 lpa salary. Can anybody help me out.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Can any one tell me, how to invest in quant mutual fund through it's website?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card