Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

where my canadians at? how strict is covid there? my friend is in toronto for work and the hotel found out he has covid. now they’re locking him in his room. is that legal? if so, what’s the protocol to break quarantine? hotel wouldn’t answer 🫠

I am struggling to spend the time to study for the PHR. I have everything I need, but I feel exhausted from the work week every weekend. I’m looking to take it in August.. help? What do I do?

Why do people lift right in front of the weight rack? Get out of the way!!!!!!

It’s looking like my job is gonna start asking us to return to the office. We have an open office plan and before we wfh FT I would save all my work for my telework days bc I can’t get shit done in the office. I’m having major anxiety about them making this decision. I know I’m not alone that people don’t want to return to the office. My ADHD and the open office just makes working from the office a nightmare and I’m feeling really nervous and kind of resentful.

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Has anyone gotten sick or had side effects after their first or second Covid vaccine?

Anyone got vaccination shots yet. I got my first one of the Pfizer vaccine on Friday. I have only had one side effect. Very tired!

Can anyone provide guidance on salary band for clinical program consultant at United? Or share consultant salary. Located in Atlanta, position is in MN, 10 YOE in healthcare 5 YOE in consulting. Certified six sigma black belt and MPH.

Working late from home? How much wine/scotch are you drinking in the process?

How do you make time for reading in your schedule? Is it something you do in the early morning? On breaks? Before sleep? I can never seem to fit it in

What types of insurance do you believe are important for a financial plan, and why? (disability, ltc, etc)

I’m a healthcare admin professional looking to transition into a new role & I’ve just updated my resume but I’m afraid it’s too long. I’ve even taken irrelevant experience out & it’s still about 3 pages long. How do I shorten 10 years of experience to ONE PAGE???? Helpppp lol

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

What is a reasonable rent increase %

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Ordered a shroom grow kit and two kinds of spores. I've never taken them and always wanted to. Let's see if they do anything to rewire the brain like some people say!

It's freezing tonight bitter cold. I just ordered Chinese and I'm not sure if that was a shitty thing to do. I think they need to make money so if no one calls that wouldn't be good. I did tip well

How does one use 500 Mile Upgrades on AA In the most effective manner?

What are best high-end Halal places or places with Halal mean in GTA (Toronto and burbs)?

I joined fishbowl a month ago and while I’ve seen a couple contentious debates but I must say I’m pleasantly surprised at how respectfully ppl comment on this app even when disagreeing. Usually anonymity on the internet brings out the absolute worst in ppl; they type things anonymously that they would NEVER say in person smh. But I really haven’t seen horrible comments here. I wonder what makes this app diff frm others?

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

Anyone passed the first amazon interview without much prep - only have a day to study for it. Any tips?

To those starting the year on the beach: office or home office ...or actual beach?

How do I say to my counselor, "be prepared to see a big fall of my utilization because of things out of my control" without sounding like complaining or having a lot of negativity?

So I moved out of the parents house, got my own place, got all the furniture put together started the first job... uh how do I make friends? Dare I say, maybe go on a date again? In Chicago have a couple friends in the city but no one really reliable at the moment

Hey

Do we get marriage leave Atleast one week leave during notice period

Any hr present here who can answer?

I want to kn tcs policy before I argue with my manager for wedding leaves

I got an offer from Infosys. My manager says they will retain me by providing the same offer what I got in Infosys, i have put my resignation and my manager is calling me on weekly basis and saying that he is talking with senior leadership. Will TCS retain me? Suggestions please. I heard TCS has stopped allocating funds for retaintion is that true?

Hi Fishes,

Can anyone give refferal at Fidelity international ( Gurgaon office)

Help will be much appreciated.

Regards

Hi All,

I completed the APTA test and Technical round with HSBC and it's almost completed 2 weeks but i don't have any update. How can we consider this..?

Please suggest

Anyone else do WWWY?

Hi All,

Can i renegotiate compensation with Deloitte after receiving offer from another organisation.
Will they increase my Compensation ?
D just gave me only 30 % Hike on my current Fixed CTC and no JB.
Profile - Automation QA, 6.5 YOE

115 base comp
15k quarterly bonus
130 TC
3-5 years experience Marketing Manager
I feel like this is low — what are some comparable TC packages?

Account Director / Senior (Sr.) Account Supervisor salaries for health PR, in NYC? …
Seeing many different numbers so looking for some guidance.

Best app to track expenses?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these