Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

How much rent amount should I pay to get maximum tax deduction?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

What is the best platform for housing in sf city? Craigslist?

With NYC legalizing weed, are there any stocks to watch out for?

Non-US-citizen, resident aliens - worth maxing out 401k, Roth etc? Might not stay in US until retirement.

How much money do you have saved up?😳

Are any of you shocked to see how much more our friends across the pond are earning?

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

Best resources/books on getting personal finance in order?

****KGS-FNF****
Hi, I have paid medical insurance premium of 27300 in the month of April 2022. My last working day was 17th October. I have talked with finance team, they told me I will get the 27300 rupees on FNF
Today I received mail from KPMG. On FNF , 27300 rupees in not included.

What should I do? Need your help guys!

Vinayaka chavithi subhakankshalu 😊

Hi All,
Does Citi provides joining bonus for immediate joiners?
Thanks

Anyone else here realized they have some alcohol moderation issues? I graduated college within the past 1.5 yrs and my friends are still in the heavy weekend drinking phase. I have realized I need to cut my drinking way down. I don’t drink every day and won’t crave a drink when I’m sober but it’s like once I start I don’t typically stop. I only drink about 2 times a week, but it’s the volume of drinks that’s the issue. I’m not ready to quit - just cut down a lot! Tips/advice appreciated! TIA :)

While most teachers are protected by teacher unions, I feel my voice hasn’t been heard at all with my concerns of going back to school next week. Our diocese has decided on full return 5 days/ week for all 42 schools despite a recent increase in COVID in our communities. Every other school that I know of in my state is either choosing remote learning to start the year or a hybrid approach, yet that was not an option for us. Are other Catholic schools I. The same boat? Stay safe!

What are the main skillset required in the Supply Chain Consulting?

Serious question on what vacation means in the BigLaw world

We were not trying to conceive. And I was drinking alcohol like twice a week.
Now I missed my period and pregnant. I am panicking a lot, not sure if I want a baby right now. Definitely i cant deal with pregnancy constantly knowing how much u drinking could have affected the fetus and if i could ever endure the consequences it would bring upon the baby
Help me understand if my baby will be fine or not.

Hi everyone,
Looking for a M&A HR checklist that includes due diligence through integration. I have one but would like to see what else is out there and compare. Happy to share my email directly.

Best strip clubs in town? Is it weird to hit ‘em alone? Asking for a friend..

What investment shops are hiring in Austin?

Anyone at meta switch teams? I like my work but my boss isn’t the best manager so I’d be interested in staying but moving around if possible

Living in a ~700 unit rental building with 50+ staff - any suggested holiday tipping? Staff at the building come and go all the time (we just got a whole new wave of doormen in November)

What do senior associates in Chicago make?

2 offers - Stripe vs PayPal? Similar pay/roles. Seems like PayPal is a much more diversified established business, but stripe is a hot name. Thoughts / advice?

Hi All,

I finished my managerial interview today 15th april for cloud support associate and still havent received any outcome of the interview. I finished 2 techincal rounds before and got the results on the same day of the interview. Can anyone help me on this please

The best idea deck ever?

December is typically slow due to EOY/holidays. How to maintain momentum when losing motivation and don’t want to stall until Jan?

I am .net full stack developer with Angular and Azure. I have total of almost 10 years experience. My current fixed pay is 23LPA. How much I need to target when switching?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Best app to track expenses?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How t save tax for 9 lpa salary. Can anybody help me out.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.