Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Kpi reply krta b h is group me
Techm need NPS account from kotak only
How to open a new one.

What are some good modern/post-pandemic personal finance books you can recommend?

Use savings to (partially) pay for business school or invest and fully cover via loans?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

What are the best ways of tax exemption

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

For background checks... who do you guys use and would you be willing to share monthly membership fee/cost per check? I currently use HireRight and have been happy overall... but I don't feel that it's very competitive at $48/check. Thanks in advance!

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

Tax question- Indian immigrant filing taxes in US.
If non-US (Indian) bank account is more than $10k, then one has to file additional forms?

Can someone throw some light on how wallet balance works in Zoho Zoho Corp . Couldn't reach any HR for the info?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Was there ever a time you wanted to give up being a real estate agent?

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

In your opinion, what’s the best hedge / best buy against rising interest rates?

Confirming that the cheapest and fastest way to buy Electra is to transfer LTC to Coinhouse and then convert LTC to BTC

After listening to the Mike Saylor podcast with Lex Friedman, it made me reconsider my notions I had about BTC layer 2. IMO ETH has thoroughly eaten BTC’s lunch from a development/dapp perspective. I’m 50/50 allocated in both because as Mike says BTC is durable digital property while I see ETH as the platform for application functionality. Would be interested to hear other’s takes. At the core of it, I’m not sure myself and others will ever want to spend BTC, even if fees were negligible.

Hi All,

I am serving notice period. 32 days are left but i haven't received any mail from separation officer. And unable to see workflow in italent. Only got acknowledgement mail from hr. Please guide Thanks

Looking for a man to watch Degrassi and Friday Night Lights with. Ideally Kyle Chandler but willing to consider other applicants. However, I’ll never be satisfied by you. LMK.

Got an offer for 90k salary to move to LA. Realistically could I find a nice apartment making that? I would be moving from Texas

Likes for enabling DMs. Thank You

Roth vs Traditional 401k, thoughts?

Hello all - I have been offered a role with a big 4 in Canada for the "Manager" level. Since, it is a new market, I am unaware of the salary benchmark and big4 pay range in Canada.

It would be of great help if you could assist with the pay range for a Manager working for a big4 in Canada? I do have a ball park figure in mind, after researching a bit online. But, if anyone actually knows that pay range in Canada, please let me know.

So I'm an older student with 10+ years of career experience. I am trying to update my resumes, yes plural, because I have experience in many industries. My biggest struggle right now is keeping my skills list concise for Marketing Analyst. What is an appropriate number of listed skills for both hard and soft

Hi everyone,

One of my connection is looking out for opportunities in content writing/editing.

Skills:
•Content marketing
•Creative writing
•Content editing/copy editing
•Template creation/population
•Content search
•Proposal writing
•Business writing
•MS Suite/Google Suite proficiency
•Social media marketing

Experience: 5.3 years
Notice period: 1 month
Current location: Kolkata
Looking for permanent WFH for now.
If there are any open positions, please reach out at indranilbagchi90@gmail.

Hey

Do we get marriage leave Atleast one week leave during notice period

Any hr present here who can answer?

I want to kn tcs policy before I argue with my manager for wedding leaves

Hi Fishes,

Does anyone have worked at Vivid Economics or know about the company? There's very limited information/reviews about it. I was wondering if anyone could give me some insights, eg. the culture, people, the benefits, etc. Much appreciated!

What sort of pay structure is for Microsoft in London. Technology consulting - solutions architect.

Hello,

I will be joining PWC AC Bangalore in couple of weeks for SAP tech stack.
I am joining from a product based company. So wanted to know how we are assigned to projects. Will there be any client interviews. If yes will it be very tough? Do we get a say in the projects we can get to work or its usually assigned and we have to take it up.

Thank You.

Anyone have suggestions on a team building exercise or consultant/coaching to build/improve energy. I feel 2020 was such a big drain on everyone’s energy and spirit just looking for ways to start the year out on a more positive note. TIA

At what point do I start using 2 pages?
I have 8YOE and a MS. An internal recruiter and a headhunter said I should have 2pg. Should I list older projects? Listing ~15 projects, I have 1/6 pg left

If you have experience with Anaplan and are interested in working at AWS, please DM me. There is a team here in need of some people with Anaplan skills.

If I max out my 401k before the end of the year, I am still eligible for employer matching?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.