{ "media_type": "text", "post_content": "Hey All,\n\nWanted thoughts on this situation. I accepted an offer (154k cash + 18k equity a year) from Apple in Austin start mid Oct = 172k TC in Austin.\n\nChime reached out and I interviewed. I received an offer for 150k base + 10% bonus (165k total cash) + RSUs over 4 years (330k over 4 year) = 247k remote NY\n\nI’m torn - FAANG on resume vs Pre IPO. Austin vs Remote (from NY would relocate with Wife). Wish chime was more $ and it would be easier.", "post_id": "615867c8dae3d1001dcb445f", "reply_count": 64, "vote_count": 7, "bowl_id": "5ae4a4f739e7cb001391ec8b", "bowl_name": "Consulting Exit Opportunities", "feed_type": "bowl" }

Hey All,

Wanted thoughts on this situation. I accepted an offer (154k cash + 18k equity a year) from Apple in Austin start mid Oct = 172k TC in Austin.

Chime reached out and I interviewed. I received an offer for 150k base + 10% bonus (165k total cash) + RSUs over 4 years (330k over 4 year) = 247k remote NY

I’m torn - FAANG on resume vs Pre IPO. Austin vs Remote (from NY would relocate with Wife). Wish chime was more $ and it would be easier.

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Looks like u r early career… so in ur situation I would recommend apple. It will open lot of doors for u in future. But if $$ are important to u in the short run, then take chime. Honestly, the difference is not that much - a few thousand dollars a month after tax vs long term view - take the long term view.

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Yeah but chime is pre IPO. Could have a ton more upside. That’s also throwing in another doozy

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I would take Chime. People underestimate the pre IPO value that it has. It's a big name startup that has real potential and for you to generate real wealth.

Plus their offer is significantly better than Apple.

My wife worked at Tesla pre IPO and her stock value that she has accrued over the years is over $26m, it's a several x multiple than before IPO. This should be a no brainer for Chime over Apple.

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@Product owner ty for your comment. I’m worried about leveling - I feel like I deserve the next level but feel like this is calming me down

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All else equal take Apple, any start up will take you from Apple

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FAANG will also happily take you from a high growth startup

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I would lean towards chime unless you are dying to move to Austin. I think that Chime has some real upside potential with IPO

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Going that way! I hope Tim Cook doesn’t blow my iPhone up upon my withdrawal

funny

Dude, take chime. Don’t listen to guys w I’ll o haven’t worked a day I’ll n tech - Apple is literally bottom tier of FAANG (with Amazon), and isn’t making innovative products lately. Help ch I’ll w grow and become huge - you aren’t even considering the possibility that 330K might be millions due to equity upside. Coinbase Series D to IPO high was 80x just saying

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Agreed DS1, but in this case the equity package is so different. 300k package for chime vs 70k package for apple

I personally would take Chime - I’ve heard amazing things about working for that company and you are getting in on what is almost guaranteed to be a monster IPO

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Ty! Think I’m leaning this way. I think the better WLB/Culture + upside is worth it

I would take Chime. Apple is old stock now.

Join the pre-IPO company that is on fire. Will be better for your career and no one will question you for taking the risk.

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Yup!! That’s what I’m going with. Swinging for the fences 🚀

I’d probably take the money given the upside, but I don’t think you can really go wrong here. Congrats on landing yourself in an awesome situation!

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Thank you! I wish you the best 👍🏼👍🏼

You getting cash? Like no payroll tax deductions? From company like Apple?

You hit the jackpot my friend!

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Absolutely, we are billing 40 but working 15 bro. You know how that goes

Can you ask chime for more if you leverage your apple offer ?

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@BCG. COL is very different. Apple is in Austin Texas so the $ is closer when taking that into account.

What role at apple?

Both roles are similar. Analytics role in a specific domain I don’t want to doxx myself lol.

Factor in a big tax hit against those NY TC numbers vs TX...

Yup! I am. It seems like biggest factor is equity #s and the IPO

OP, no bonus from Apple?

140 base + 14 bonus = 154 I mentioned. Sorry for confusion

congrats on getting thsoe offers. Judy curious, what are the roles?

Analytics role within a specific domain. DM me for more info - i don’t wanna doxx myself lol

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Apple unless you dont care about being blacklisted after you renege…

LMAOOO I’m an idiot

How many YOE? Just curious

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