When people list TC is that just base plus bonus and average equity fully vested? Or does it also include retirement contributions?

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When discussing current compensation, most people don't include retirement contributions.

However when comparing multiple offers, it totally makes sense to include things like 401k match and employer HSA contributions.

I don't think there's anything wrong with including that stuff in conversational TC since some companies have a hefty match, but most people don't so it's better to compare apples to apples

Then that’s even more of a no. Retirement contributions are not income

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