Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

Words to say, questions to ask, things to do when a client who moved their money to year exactly one year ago, blind sides you with ACATS out after you’ve made 13.7% because he is conservative? GO!

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

Is it a bad time to open a gemini account? I know the SEC fined blockfi and stopped new accounts from earning interest; Voyager, Celsius, and Gemini were next to investigate. Should I wait for that to settle down first? Interested in using gemini earn for their GUSD interest.

Another question, how is gemini active trader? Fees seem lower than coinbase pro if trading low volume, but would love to hear thoughts on how well it works.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Best resoures for realtors just starting out in their career?

Hello Fishes,

I have joined hcl on 24 th sep 2021 and my last working day here is 18th May 2022.
Today I received my provisional full and final settlement and the payable amount is negative -11454. They are recovering the full AMPB amount which I got from September months.
I have heard from this platform only that hcl stopped the recovery police but still I got the negative fnf.

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Wtf bye money

Was there ever a time you wanted to give up being a real estate agent?

Marriott or SPG credit card (for the sign on bonus)?

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

What’s the best city for commodity trading right now? Combination of opportunities, time zone, comp net of taxes, lifestyle...

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

What is the average pay for Dialysis Technicians

Anyone working @ Friends Aware, Inc in Cumberland Md?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

can i get hike in march 2024 if i join in feb last 2023

For people who post links to news first - how do you do it? I send stuff to people and they're like oh saw that, and it was two hours ago...

Is chrome river not working for anyone else? I can’t upload images for some reason

Can anyone advise what recruitment agencies tiktok use for contractor roles in the UK?

How do I politely decline that I’m not okay to make out in the first date or when the guy calls me over to his place after we meet/eat/drink? I want to take things slowly & know the person before getting physical. Not everyone might like this but that’s what I am & this whole thing appears off-putting.

Which firm has the best deals practice?

Hello All,

Hope you are doing great.. I am looking for new opportunities in Product based or consulting industry.. Please do let me know if any openings in your organisation.. it would be a Great support to my career.. I have 7yrs of exp in Supply Chain - P2P process..

People of God, in addition to strategic action, I think it’s best to pray for wisdom, leadership, and healing across the land. Please let me know if you would like prayer. It has been an emotionally taxing past few days for sure.

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

Looking for perspective: Did money play a role in evaluating whether someone could be your life partner?

Hi All,

Is $75kpa enough for two in USA, Georgia, Duluth?

I think post tax deductions I should get around 4.5k per month.

Please advice.

Current CTC is 14.2lpa.
However I have a 9 yoe and current stack is GCP, Python,Airflow etc for data engineer.
If i switch chances are I can get a 20lpa+.

My wife is not working and we plan to have a baby next year.

Please advice.

@cstmr service, data management, sales, consulting,tech support,$50k+,remote,M-F

Have about 5k in stocks I was saving to put down on a house. My portfolio just evened out after the march fall. Looks like i may not need this $ to cover the payment now, should i leave it in or pull?

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA

Bowl to discuss investment strategies, how and where to invest

Is there any advantage or disadvantage to maxing out 401k in a single contribution instead of a taking some out of every paycheck

Can someone help me understand why people are pumping crazy money into DoorDash and AirBnb but didn’t go equally Gaga for Palantir?
Don’t get me wrong, I like DD and Airbnb, but the $100+/share seems odd to me given that both are susceptible to regulatory and overall consumer confidence. I was able to buy into PLTR for $11/ share fwiw and think that company has better long-term upside prospects.
But again, would love to better understand the DASH and ABNB mania. Feel like I’m missing something

Newbie in investing. Have 50k saved and would like to invest in index. What is the best time (now vs after new year) to do that?

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

$JETS ... yay or nay? Debating hmmm seems overpriced atm

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

Anyone else riding the $HIVE wave?

With NYC legalizing weed, are there any stocks to watch out for?

So should I buy Tesla or too late ?

Can anyone tell me how to invest in gold or silver? I'm going to sell my home and need a profitable and somewhat safe method to invest the money.

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

Newbie to investing. What are good online courses / books to get smart on investing?

Any thoughts on XPENG IPO this week?