Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

How long after you quit before your company removes your access to your FSA card?

ARK is holding up very strong, not sure how and why while other coins are plummeting?

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Is only long debt debt considered in the cost of debt for WACC or do other short term liabilities matter as well?

What are everyone's thoughts on making the Monthly Child Tax Credit permanent? I think it is an important step to care for the families in our area, but I know not everyone believes in this program

For background checks... who do you guys use and would you be willing to share monthly membership fee/cost per check? I currently use HireRight and have been happy overall... but I don't feel that it's very competitive at $48/check. Thanks in advance!

Any advice in terms of investment to save the maximum tax?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

How much do you have in savings (cash, 401k, etc.)? And how old are you?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

New to preferred stocks.. any recommendations on what companies to watch out and invest in

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

My partner has been battling with getting out of her teaching career in public education and needs advice on what other careers she can pursue with her skill set. This is 4th year as a theatre educator.

Industry vets - in your experience how recession proof is insurance? I was not yet in the job market last recession but I watched my mom get laid off and struggle to find employment during that time for the next 1.5 years. I was wanting to hit the job market towards the end of this year, but now I worry that if I do move companies, the recession could put me in position of last one hired first one fired. Is it better to stay put?

Am I more or less likely to be laid off if the economy tanks even more if I just started as an analyst two months ago

Hello my fellow shoal of fish. I am seeking recommendations for a lounge chair in my office. I currently have the adjustable stand desk and a relatively comfortable office chair (not when reclining) but the other half of my office is empty. Im putting in a 55” tv and need a recliner, lounge chair, or something of the sorts to put in front of the tv. Something where i can put my feet up. Conference calls are such a drag when i have to sit at my desk.

Hi All,

Can you like my post so that I can use the this platform?

Thanks in advance!!

Does your salary band change if interviewing for a purely remote role? They pay should be based on my location, not the company's, right?

Need some guidance from Zs associates fishes, one of my friend has got offer there at C level with good gross with 15% variable but no ELRP, but another one of my friend has a AC offer with slightly less base but ELRP, how does this work p? What additional benefit do C get to counter ELRP?
ZS Associates

Suggestions on where one may locate reasonably priced board games in Dubai? Somewhat random but I assume consultants play board games too

Hi - what are the top renewable energy developers and IPPs in the middle east? I am looking to move to a project finance role in the Middle East and looking to understand the landscape.

Wondering if I should look into anxiety meds (or if I’m just a baby and need to get used to this life).

Have you tried any? Did it help? Affect your productivity? Which ones? tya!

Does PHR certification help in India, as this is globally recognised how much valuable is this currently in indian job market.

Do we got some good offers or its another certificate just to add to CV after so much of investment & time I don't want to get this wasted !!

Need suggestions ??

Is anyone's agency currently looking for a Senior or ACD position?

Hoping for a bump at next review. Should I mention it now? Will either kick epic ass or fail massively in the next few months.

I got an offer from Infosys. My manager says they will retain me by providing the same offer what I got in Infosys, i have put my resignation and my manager is calling me on weekly basis and saying that he is talking with senior leadership. Will TCS retain me? Suggestions please. I heard TCS has stopped allocating funds for retaintion is that true?

Guys any good SAP Hana implementation projects in Infosys or support projects with onsite opportunities?

PARTNERS: two questions —1. If you see an associate has really low hours for the month, do you imagine them chillen on a beach somewhere or do you consider they probably spent most of their days sitting in front of the computer being “available”? 2. If you send an associate a random e-mail on a weekend like “Can you pull X and send to Y”, would you get annoyed if they responded saying they weren’t by a comp or would you consider it reasonable that they wouldn’t be by a comp on a weekend?

So the feeling that you’re forgetting something important because you have so much on your plate…that never goes away right?

Why do partners tell associates to be cost-conscious when billing for certain clients when they can just cut your hours on the back end?

New to preferred stocks.. any recommendations on what companies to watch out and invest in

Any thoughts on XPENG IPO this week?

I can’t believe I sold my NIO positions after holding for several months right on time at $53 this morning. What is a good price range to buy some positions back? Any thoughts? Thanks!

$JETS ... yay or nay? Debating hmmm seems overpriced atm

With NYC legalizing weed, are there any stocks to watch out for?

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

I have 60K that I’m wanting to invest using a roboadvisor Better to use Fidelity’s low fee ETFs through Fidelity Go or Vanguards ETFs through Betterment?

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

Have about 5k in stocks I was saving to put down on a house. My portfolio just evened out after the march fall. Looks like i may not need this $ to cover the payment now, should i leave it in or pull?

New to investing. What are some good stocks to buy apart from from investing in ETFs?

Hey friends. My wife and I are looking to start investing in the market outside of our 401ks, hsa etc. We opened a Charles Schwab brokerage account and planning to transfer 2-3k/mo. We’re in our late 20s/early 30 and likely won’t need to touch the money for 10+ years. What should be our investment strategy? How should we allocate to what funds? Thinking of splitting evenly across large, mid, small caps, and growth, value funds using DCA.

Can anyone tell me how to invest in gold or silver? I'm going to sell my home and need a profitable and somewhat safe method to invest the money.

Newbie to investing. What are good online courses / books to get smart on investing?

So should I buy Tesla or too late ?

If I currently have significant unrealized losses in my Traditional IRA (mostly funded with pretax $), would I be able to use these unrealized losses to offset the tax bill that will be generated after moving my investments from my Traditional IRA to a Roth IRA (i.e., backdoor Roth IRA)? TIA

Newbie in investing. Have 50k saved and would like to invest in index. What is the best time (now vs after new year) to do that?

Will the house market crash? Or at least go down by 20%? Thoughts ?

Bowl to discuss investment strategies, how and where to invest