Hey guys! Thanks for joining!

I was doing my own investment research when I came across multiple financial management websites suggesting really bad mutual funds.

Current FD RD rate is between 5.5% to 6.5% for 12 to 18 months. These websites are suggesting "better alternatives" of mutual funds with return rate of 3-4% for the same duration.

If this is the case of misinformation for these simple investment tools, we can't imagine how much misinformation is there for more complicated options

Anyone with an Ipad Pro 13” they regret buying and wished they got the 11”? I’m in the opposite boat looking to negotiate a trade.

Who wants to start earning money online?

Hi! What are your experiences with Robo Advisors? Worth it? Or is investing in a few standard ETFs (no day trading) going to yield more return?

Looking to buy a home in Dallas area. Which are the top areas with good hospitals and schools nearby?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

New to option trading, trying to create a protective put (cont)

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

What are some of your go to resources for investment ideas or advice?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

Have 1M sitting in cash. Would you dump it all into VTI or DCA?

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

What is your most conviction stock? Mine is $SOFI

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

Best online course on Personal Finance?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

What's wrong with Accenture website? I had applied for a role but never got an interview call? Now I am unable to apply for the job only! It says we already have your CV

Hi fishes,

I am trying to download my salary certificate from the alumni portal (2016) but the pdf is password protected. I tried entering my employee id but it is not working. Can somebody help me with the password format?
Thanks and miss infy a lot

Can anyone suggest me Which one I should join DXC and BOSCH?
DXC joining is on 26 th July and Bosch I have given date of 27 th July.
Dxc is giving WFH and for Bosch I need to go office.

Is an Associates in Human Resource worth it? What are some tips for climbing the corporate ladder ? 🙂

Hi guys, I'm currently working on a freelance project remotely and the contractor is paying me well. But I've been looking for a full time job, I got one but the salary is lesser also their is work from office for 3 days a week without any cab facility. What should I do? Should I take this role?

Hi folks,
How much Wipro pays for Europe on-site role with B3 designation.

Hello Everyone,
Can anyone help me from Barclays, what will be Variable component % which is not part of CTC offered.
HR told me Variable component will be over and above CTC offered.

Anyone else feels that the Talent team at @Mindtree is sshiittyy? They don't give us updates after interviews and hang us in limbo. They don't have the courtesy to respond to messages, calls or emails. Can someone suggest how to highlight this?

Can I save tax by buying second house if first house is already in my name?

Will there be layoffs at grip/dentsu? just saw that they’re folding the Grip agency brand 👀

What would be the best overall consulting firm to work for as a Cybersecurity Consultant? Looking to advance my knowledge and earnings potential.

Anyone working in Progressive as a CAT field rep? What are your thoughts on this role? Pros, cons, tips?

Delhi office lo vunnara evaru ayna?

How does everyone explain their jobs to their in-laws? I need an explain it like I'm five explanation on my role and fintech in general for my family gatherings

How many skills do you list on your resume? Trying to cut the 20+ ones I have now down to 3, but not sure if this is enough.

Does EXL have an internal forum where employees sell out the cars after lease is over?
Or even lease transfer?

Hi Fishes!

This question is mainly for the people in that 20s and 30s. Just want to know if there is a trend and if our spending habits are taking a turn for the worse.

Most of us saw increase in our pay checks earlier this year, mainly due to resignation wave. Given how easy it is to spend money these days, have you guys noticed any changes in your spending habits? Have you started overspending or you are still mindful about day to day purchases?

Hi Fishes!

Can you share how you started your investment journey and how is it going now?

I'm in my mid twenties, with moderate risk taking capacity. I was mainly focusing on creating an emergency fund as of now. Now, I would like to start with diversified investment.


Thanks in advance!

Today’s hot stock - valiantorg! Trading at +13% !
Wish i kept this stock longer

Question regarding tax saving -
I had bought medical insurance for my my parents and I on 17 Feb 2022 with 38K premium. Can I add this deduction in FY22-23 tax declaration.
PS - I have to show proof of payment by Jan 2023 and the next premium won't be paid before Feb. So how do I use this insurance for tax savings?