Thoughts on VBIRX as a short-term (1-3 year) savings vehicle? Split with a HYSA.

Which is your stock pick this week?
Serious answers only!

Left Accenture 10 years ago... can someone remind me what the ESPP offering period(s) were and when stock was purchased? Was it 1 or 2 offering periods per year? And what were the months of each?

Can you still make money off of crypto?

New to Roth IRA and ira. Do I need to report realized gains out of these accounts during year end tax reporting ? I day trade out of these accounts and flip even for quick 100$ gains

For those of you that use webull or Robinhood for trading, which one would you recommend and why?

My dream is to be a full time property investor (buy, renovate, build, sell, rent etc). I’m saving to buy my first property to fix up. Anyone have any tips to get started?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Cryptobros on suicide watch

I'm looking into homeowners insurance for a new build townhome. Does anyone have any suggestions on providers? Thanks!

not a lot of action in today’s stock market.

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

I am so kicking myself for not buying BTC like three years ago when I was toying with the idea. Any ideas where to start now? Prices look frothy.

115k/yr job with 7% 401k matching, medical/dental/ pension plan also Federal job. Or $100/hr contracting no benefits. Pros and Cons of each?

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.

Is now the best time to get a deal on a new smart TV, or given the looming 2023 recession, are prices bound to dip even further next year?

Trading stocks. Anyone notice hedgefunds going HAM with energy stock purchases since November 2021? These bank jobs aren’t about doing pivot tables for some bozo. It’s about looking at the data and conveying a message. Financial Forecasting. Try it. The answers to retirement is out there.

I quit my job and am going back to home country. What is the fastest way to transfer $100k from the US to a country in Asia?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Hi! I’ve been in hospitality & management for over 10 years and desperate for a career pivot. As anyone in restaurants knows, the work is ~80 hours a week and often making less on salary than your own tipped-wage employees. I have experience with training, team building, HR, financial analytics, client needs, communications and so much more. Does anyone have recommendations on a new career path or job listings to investigate??

Okay so, its been a while since I've been seeing this in Linkedin:
The Job requirement says its Entry Level, but the experience it requires is always 6 year+... like how would a fresher match that.. should I've started coding at 6th grade or what?

I understand that it's a way of "SEO" in LinkedIn but it just discourages us freshies.

Actually not sure if this post belongs in this bowl but.. it is what it is?
P.s. I still apply to these because what's the worst that could happen... right?

Any F in nyc wanna hang out this weekend? 30 M here.

Im a MBA holder and currently pursuing CISA. It's been awhile since I have started to have high interest in pursuing a career as IT auditor. Anybody here would like to refer me into any Big 4, very open for entry positions.

I’m (early30s) about 8 months into a relationship with a 40m. Things are wonderful in every aspect, but he is absolutely atrocious with his finances. I felt it becoming an issue about two months ago. He forgets about auto payments and just generally doesn’t care. I sat down with him and looked at everything and even after talking it out he still continues to stress and it’s now causing me stress. I had a final discussion with him today about it and he went on abt how love isn’t enough for me…

I call my family after work and spend time with them.Sometimes I even take my family on a trip with me lol

Is the Bella Vista area a safe place to live and raise kids?

My current package is 15 LPA fixed 5 years of experience. How much should I ask in the next switch?

Any international transfer suffering from ACCA?

Hey everyone, Can anyone help me out with a referral to McKinsey. Interested in applying for knowledge analyst, supply chain role that looks like a good fit.

1+ #YOE as an analyst in Procurement and purchasing

Got hired abroad to work hybrid position. Any suggestions for set up at home work space?

Any coat recommendations? Looking to spend under $400 mid/long length in a dark grey or black. Never bought a coat before looking for something good quality that won’t break the bank

Hello fishes, can someone suggest me how much should I ask Infosys in CTC for job role front end developer having 2.8 years of experience. Can someone please suggest me. Current CTC 4 lpa

Anyone in consulting and doing OE? Using bench time for J2+ seems like a good opportunity in this environment, considering it wouldn’t look out of place to remain on the bench for quite a while

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Is the Citi gold bonus offer of $1.5k worth the hassle of opening a new account and transferring $200k?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

My parents have a few hundred thousand in capital losses. How do we make the most out of this from a tax perspective?

My older sister is an extremely talented woman. She knows everything brand design, graphic design and ideation. The list goes on with what she can do and it is all self taught. She’s on the job hunt looking for something flexible while she’s working at a nonprofit. I want to encourage her to do design but I’m unsure of how to actively help without over stepping?

Is now a “good time” to be purchasing more shares of mutual funds I like? Every time I check the price it’s almost at its 52-week high so I’m concerned about “buying high” but also don’t want so much cash sitting in my savings account 🤦🏻‍♀️ help!

Capital one giving $450 bonus if you move $50,000 into the account. Question: they said only new money qualifies. I had moved some money from cap one to chase on may 3. Can i just move that money back to capital one and get a bonus? Or would it count as “old money” and disqualify me from bonus since im just transferring the funds back to capital one from chase? How do they do determine this? Thank you!!

Is Tesla still worth it?

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

Planning to buy vanguard ETFs only (Long term investments). Should I use Vanguard or Schwab?

Schwab seems to be cheaper with better service based on what I’ve read.

Best indexes or ETFs to buy today? Y'all recommend the VTI or VOO?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

Has anyone opened an investment account with Chase? How do you like it?