Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

HYSA anyone recommends?

Is QQQ a fine spot to put about 20% of the money in my Roth IRA? Good or bad for the (very) long term? Beginner investor here 😅

SOL vs ETH 2.0?

I closed on a new build a few weeks ago and now the same home is available for much less with the builder offering all appliances, additional credits, and buy down of the rate. Is there anything I can do to get now? It seems unfair that I paid more and didn't get the incentives.

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Do you have a prenup? What does it involve?

What credit card do you use?

Thoughts on UBER stock price? Likely to remain flat or possible dip with uncertain market?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Is anyone planning on trading water futures?

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Random partner asked a litigation-related question to a partner I frequently work with (i’m a transactional associate). My partner cc’d me and said for me to briefly look. Asked the library. They got me a great case. Sent it back. Now the random partner is asking for more cases in another circuit.

I haven’t done caselaw research since 1L and this isn’t even my practice… wtf do I do (I am fully utilized in my normal work and have a few deals closing soon…)

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

how did you know you were ready for your case interview? (and did well)

can anyone tell me what is the work policy in S & P Gurgaon ? is it hybrid model or wfh?

How is work culture in S&P Global platts segment for Software Engineer II role?
And weekends may not be on Saturday and Sunday?

Anyone heard of Stax, Inc.? Any insight to culture, wlb, pay etc?

Anyone wanna rant? If so, please provide details of the craziest shit u have been through in ur career🤗

Do Bank of America or frets work from home policy, if no is there any exceptions considered?? Thanks in advance

Are other firms slow right now? Majority of our FDD group is unassigned. Not complaining, just curious.

Can any give reference in Deloitte?

which institute is good for Data Science

Hello,

I have cleared interview with Wipro a month ago and after 15 days I received a simple mail from HR saying you are selected.

Since that day, there is no communication from HR team of Wipro . I tired of sending multiple emails and when I tried to call he always declines my call.

Between director of respected technology is reaching me and he wants me to join ASAP and take over the project work.

What should I do now?

Thanks

Anyone working in Searce Cosourcing. How in the work culture and overall company as whole?
@searce

Thinking ahead for next year
With the Pathway to Parenthood program which insurance provider have you used (Anthem BCBS or UHC) ?

anyone know which agencies are hiring strategists? job market is supposed to be hot, but not seeing too many job listings on the usual spots (LI, Indeed, etc)

Looking for 1bhk or single occupancy with attached washroom in 2/3 bhk flat near kharadi,pune.

We need Teacher discounts for Ubers.

My manager continues to ask me to help other teams and do work on other billable projects. I’m sick of it .. and I’m going to explicitly say that no I can’t do it because my hours are taken by the existing project we are doing. Is this appropriate?

I m doing leet code problem solving practice since last two months to crack coding interview however I feel it is hard to solve medium and hard category problem most of time . Is anyone else faced similar issue and able to overcome by following tutorial or course ? Any kind of leads to overcome this Issue will be helpful . TIA

Sibling is 52 days sober from heroin/cocaine, but I just found a syringe and alcohol wipes under their pillow.

They have been passing observed urine tests, how is it possible that they’re using? Any ideas?

Looking for motivation to get me to my first Alcohol rehab appointment.

Downloaded the “Days” app. No frills, no extras. Just a number staring you in the face. I’ve made it almost habitual to open and check... even multiple times a day when I know the day counter hasn’t changed, but it’s helping and encouraging. Each day is a sense of accomplishment and a win over the pull of my own thoughts. Forcing my willpower into further restraint. 10 days strong so far.

Trying to get rid of this casino addiction.. every time I drink,m or I’m bored... thoughts of blackjack stream in

How do you know when dependence turns into addiction? Where’s the line?

Has anyone ever messed up at a company party because of alcohol?

Had a really bad day 😞 I don’t know why I keep doing this to myself. Things will be going well and then out of nowhere I get blackout drunk. I am tired of feeling sick and anxious from drinking. I don’t really even want to drink sometimes but do it anyway. Blacked out last night, and still feel sick now. I’ve never shared with anyone that I have this problem, until I found this message board. I have so much anxiety that I won’t be able to get this under control. I feel isolated and sad.

I went to the lease this last weekend. Not one drop of alcohol was had. That was the closest I’ve come to caving. 4 wheelers, killing dinner with big guns, doing manly things in God’s country. Beer is an absolute necessity during these events. Anyhow, I didn’t drink. Proud of myself. Monumental moment for me.

Has anyone tried using Kratom to help with an addiction to opiates? Does Kratom itself get addictive if you start using it for a while?

I buy things I don’t need and don’t know how to fix it. I always blamed it on “drunk buying” but I’ve been sober for 355 days and it persists. I know I buy things in an effort to fill a void and try to feel something so I buy “things” but it doesn’t help and I know it. Any thoughts or suggestions?

I messed ups no need help. Idk where to turn.

Hello to all,
If you need someone to save from addiction we can try.
Just contact me

Any interest in doing a daily reflections thread? In the spirit of rotation one of us would be responsible for posting the link and kicking off the share for a month at a time??

Sharing some thoughts I’ve had lately:

The end of my suffering occurs with the death of my ego. I am reborn when I surrender to life exactly as it is, right at this moment (and it’s always “this moment”). I can begin to grow when I either accept life as it is, or I change my life because I can’t accept it. The better I become at surrender and acceptance, the more I experience serenity. After a long enough time I realize I’ve had a spiritual awakening. Now I am peace / joy / love.

☮️ 😊❤️

I joined a new team and have noticed something off with my Director over the last months (slurring speech, no show to calls or even full days of work). I finally asked a colleague about it today because I’m concerned about my Director. She confirmed that she’s noticed the same over the last few years, but no one ever says anything. In confidence she told me she can often smell alcohol. How can I help? I feel helpless. I’ve already lost someone to addiction and I can’t ignore this. Any advice?

I know everyone will have different answers for this but how did you know it was time to get sober? I think it might be time for me to find a new job and pursue sobriety, but I don't feel like I'm a rock bottom which is the only time I've ever seen people really commit to it (my father). Apathy isn't the right word but I just kind of feel numb about everything and I think being sober would maybe help.

For everyone in recovery, please reach out and stay in touch with your people. Isolation is a killer.

Any meditation stories on recovery anyone willing to share? Did you have break through moments during meditation?