Hi Fishes!

This question is mainly for the people in that 20s and 30s. Just want to know if there is a trend and if our spending habits are taking a turn for the worse.

Most of us saw increase in our pay checks earlier this year, mainly due to resignation wave. Given how easy it is to spend money these days, have you guys noticed any changes in your spending habits? Have you started overspending or you are still mindful about day to day purchases?

Don’t mix Investment and Insurance.
Buy term insurance in your early age.
Invest mix mode equity and debt .
Ping me for invest and insurance help.
Also get discount price for insurance

What stocks are you guy guys buying right now in this market?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

Thoughts on Sunrun as a stock investment? Buy or avoid?

Which is your stock pick this week?
Serious answers only!

Thoughts on investing in FTT FTX? It’s available on Kucoin

Any banks or credit unions in NYC that don’t require a SSN or ITIN to create a checking account?

City inspectors are now going around inspecting buildings because a lot of the buildings are empty so if your building is pretty much empty they will give you a tax credit

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Crypto, any idea about Shiba Inu?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Marriott or SPG credit card (for the sign on bonus)?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

Anyone recently got a mortgage through SOFI? can you please share your experience?

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Fake seizures- a sad thing but I saw them regularly on my unit!

What is your commute? Trying to gauge how far I should be willing to go for a good hospital lol

Do you ever regret pursuing the life of a soldier?

Subletting my university city apartment at 3600 Lancaster Avenue. DM for details

Who should I speak to about switching positions within my company ? HR Account AD/Supervisor ?

Can someone please point me in the direction of some NYC recruiting firms?

Bonus points if they hire international talent (I'm Australia based).

Thank you in advance.

hows everyone doing?

Austin recruiter recommendations? Looking at real estate/finance/corporate!

I’m a senior at a mid tier and been working about 70-75 hours for last 3 weeks on a SEC client. Now I roll off to a new job but the manager wants me to come back and help out the team more. Should I do it? I don’t want to fail at both jobs. Is that even reasonable to ask someone to work on both jobs?

Any update on hike? What should I expect moving from SA1 to SA2, Tier 2, Advisory? Pwc AC

I just saw that a Hubler watch given to Hitler sold at auction for $1.1 million. It is an interesting watch (despicable as the recipient of said watch was), but it got me thinking about a larger question: does anyone here collect watches owned by the famous (or infamous)?

Salary check. I am currently an in house attorney. 12 YOE. Large company with great coworkers doing regulatory work for the insurance industry. Good work life balance. I live in a high COL city. Out of curiosity and to test the market, I interviewed at a FAANG. Did not get the job, but found out TC was 350k, significantly higher than my TC 230k. I thought I was compensated fairly, but would love to see your thoughts.

Dry skin on your hands after taking stimulants for a while? Anyone get this? Or maybe because of washing hands after going toilet so many times because of drinking loads of water lol

What are your best tools for self-motivation at work? There are days when it takes a huge amount of effort for me to get started and in the groove and I'm looking for ways to make work days easier.

Hi Fishes ,
I have been offered the role of software engineer 2b in boa.I have an overall experience of 7+ years. Is this the right designation / am i being low balled?

Hi Guys,

I've received offer for the position of Data engineer from Fractal, Gartner and Dunnhumby.
Fractal - 13.5 LPA
Dunnhumby - 15 LPA
Gartner - 15 LPA
Any suggestions on which company should I join ?

Today’s hot stock - valiantorg! Trading at +13% !
Wish i kept this stock longer

Hi Fishes!

Can you share how you started your investment journey and how is it going now?

I'm in my mid twenties, with moderate risk taking capacity. I was mainly focusing on creating an emergency fund as of now. Now, I would like to start with diversified investment.


Thanks in advance!

Hey guys! Thanks for joining!

I was doing my own investment research when I came across multiple financial management websites suggesting really bad mutual funds.

Current FD RD rate is between 5.5% to 6.5% for 12 to 18 months. These websites are suggesting "better alternatives" of mutual funds with return rate of 3-4% for the same duration.

If this is the case of misinformation for these simple investment tools, we can't imagine how much misinformation is there for more complicated options

Question regarding tax saving -
I had bought medical insurance for my my parents and I on 17 Feb 2022 with 38K premium. Can I add this deduction in FY22-23 tax declaration.
PS - I have to show proof of payment by Jan 2023 and the next premium won't be paid before Feb. So how do I use this insurance for tax savings?