Hi all, happy holidays. I am looking to invest in mutual funds. Does anyone have any recommendations?

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I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

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“I used to be rich, but I sold all my stock so now I’m poor like you guys!” is a new one

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Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

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What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

likesmart

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

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Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

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Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Best resources/books on getting personal finance in order?

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Angel investors : What returns do you expect when investing? Also what’s your range of investment?

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Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

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I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

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What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

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How to transfer PF after joining new organization.

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

likeuplifting

Ally bank dropping rates again. CD a good choice?

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

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Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

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Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

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Im so happy! I just paid off all my debts!

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Does someone know good instructors to get SCM certification?

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Will employee get any mail once PES is complete from first advantage, how long does it take ?

I have 2.5 years of exp in SAP Basis.

@pwc @hcl @cgi @ capgemini

Pls refer me

Are any firms out there that are hiring full-time/remotely? Let's start a list

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Does anyone else die inside when they're called a 'wordsmith'?

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Hello , I have received box from synechron even before joining. Should j be opening it I am not sure if I want to join

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Is Attra already merged with Synechron

What happens if I fail to clear client interviews multiple times? Will they terminate me?
Its been a month i have joined and not able to clear the client interview 😞.

When it comes to the digitization of healthcare, how important is it to have tech exp vs. healthcare exp? I understand it’s ideal to have both, but healthcare seems so far behind other industries. Is it better to go into tech for a few years and then go back to healthcare and try to become a change agent?

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Do partners know each other’s compensation? I see partners selling engagements for vastly different numbers b/w shorter ‘interesting’ strategy work and longer ‘boring’ transformations. Thoughts?

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What was the first thing you did once you become partner? I am assuming heavy pressure on selling more than what you were selling before?

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How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

likesmartupliftinghelpfulfunny

Have a 7:10 am flight with United, boarding starts 6:20 (no pre check). Taking Uber from old town, so thinking of leaving at 5/5:15 am to be there by 5:30/5:40 for security. Should I leave around 5:20 if no long lines for regular security check?

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Best pizza delivery in Boston? I really like Picco. Upper Crust is trash. Regina is decent.

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Any book recommendations on Clinical Trial Agreements?

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What are some good modern/post-pandemic personal finance books you can recommend?

I am looking for a referral in HCL for Selenium Automation tester role.

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Hi ppl,
I heard that for hike, promotion input about performance is taken from TL and teammates and Lumos plays only a very minute role in it. Is this true?

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Hi folks! I noticed that this app is primarily US based and I wanted to create a corner which was for the Londoners. This is a place where we can discuss work, life, ask questions, career advancement, salary expectations and more. Happy chatting.

likehelpfuluplifting

What would be a C10 salary at Citi in the London office?

Any resources about this would be appreciated! @citi

Hi everyone,

I am moving to London on Monday from another country.

I was just informed the earlier accommodation I made got messed up, I can't even begin to explain.

Can anyone please recommend a relatively cheap accommodation to me in London?.

Thank you so much.

Hi folks. Any idea of what the salary band is for a senior consultant/senior associate at a big four consulting firm (PwC)? Foreigner looking to get insights on going rates in London and don’t want to get low balled.

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Is now a good time to buy property in London? For investment purposes.

Thanks

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I’m trying to hire two roles and am really struggling with candidates asking for way more than I’d be prepared to pay for their experience and skill set, yet feel held over a barrel due to the climate. Anyone else having the same issues?

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