I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Which bank account is better for salary account?

HDFC
Axis

Thoughts on the new Chase Freedom Flex?

Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Ready to do my first back door Roth. I have already filed my 2021 taxes. Can i still do a back door Roth for 2021 if I do it before April 18? Or will it only count to 2022 now?

What time of year does everyone do their contributions/conversions?

New to NYC and enrolling in wageworks. Should I do the payperride metro card or commuter card -transit ? Not sure which is most typically used? I will probably take the metro 6 times each work week

Is there an app/software to consolidate and track your investments across different asset classes? (ETFs, stocks, bonds, crypto)

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Thoughts on btc becoming a new global currency by 2030? Not as optimistic as I once was after seeing all of these countries trying to create their own cryptocurrencies instead.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Has anyone here used New Western to buy real estate deals?

Shifted more options profits into 250 NOK shares

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Can your spouse be employed in Google and getting RSUs?

Ally bank dropping rates again. CD a good choice?

Anyone has experience in investing through Angellist?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Hi fishes, I got 5+ years of work ex of which 2 years was in domain non IT job. While joining Accenture I was offered level 11 (As SAP functional CONSULTANT) while I believe I should be at level 10. What can I do? Is it that just your IT work ex they consider? Suggest things I could do. Completed 8 months in Accenture now as SAP Functional consultant.

What is the salary range for L7 in consulting?
Location: India

Anybody know how the in house agency for Keurig Dr Pepper is? I believe it’s called liquid sunshine.

looking for some insights - EY Big Data Architecture SM compensation expectations and joining bonus? thank you

Evaluating a Sr. Director offer from EYP. Any recent joinees can shed some light on how long the background check process took

Is there any sort of job that would allow an employee to fly all over the country on business for their company? Looking for roles that allow me to do that and travel! I’m mid-20s and few years work experience. Tired of the boring and slow as molasses work environment at the bank. TIA!

Is an Associates in Human Resource worth it? What are some tips for climbing the corporate ladder ? 🙂

We flew back from Ireland today on Delta. Our connecting flight from JFK at 6:10 was cancelled while we were flying over the Atlantic Ocean, and we were rebooked on a 3:40 instead (2.5 hours earlier) but not notified. I received no email, text or app notification of the flight cancellation or the new flight we were placed on, so we missed it. They now cannot get us home tonight and won’t even guarantee they can get us home tomorrow, impacting my work, (cont)…

Is PWC Sdc, bangalore location permanent work from home/ hybrid or offices have resumed ?

I’m in consulting and I want to date. 30M in Indianapolis. Any fish out there?

Can I switch to data science now? I am a chartered accountant. YOE 6 yrs . Any course on data science. Can someone suggest?

What is the typical salary bands for EY-Parthenon at the Director and Senior Director levels? And anyone know the same at MBB? Trying to do some benchmarking. Any insights or sources appreciated!

I was diagnosed with ADHD at the age of 12. My family did not opt to put me on medication. I illegally discovered Adderall in college. Worked incredible. Got diagnosed after college & after having been fired from my first job. Passed the CPA exams on Adderall. Went off of it again. I do everything well at my job except for attention to detail within my excel files & emails. Will taking ADHD medication really fix this? Does anyone else have this issue and was it resolved by taking medication?

Can anyone let me know for any opportunities in amdocs india (pune/ Bangalore) for java/mainframe/python positions.

Had a very unpleasant experience with the entire interview process at Paytm. First of all they kept all three rounds in a single day . It started from the morning and ended up till the final round at late evenings. After all the rounds were cleared, the HR asked for the expected package, and when I gave him my quote which was just 35% more than my current CTC, he got reluctant and said we only have a budget of an X amount which was just 10% more than my current CTC. Who on earth does that..?

Hi all,

I have a interview on Saturday for Node js... Any idea what all can be asked. My yeo is 3 yrs.

How does the @paytm -telco product team work?
Is there a work life balance? what is the range of salary for a sr.product manager?

Hello everyone I worked as a house remodeler before I got Covid now I am handyman/maintenance/property manager I would like an idea of what people are charging

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Anyone else long on AMT?

Ready to do my first back door Roth. I have already filed my 2021 taxes. Can i still do a back door Roth for 2021 if I do it before April 18? Or will it only count to 2022 now?

What time of year does everyone do their contributions/conversions?

Is there an app/software to consolidate and track your investments across different asset classes? (ETFs, stocks, bonds, crypto)

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Ally bank dropping rates again. CD a good choice?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

HYSA anyone recommends?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Any good ETFs to invest Roth into?

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

2022 - How are we becoming millionaires folks? What are legitimate (not MLM, drop-shipping, affiliate marketing, Facebook ads) ways to make money besides our primary incomes?

For me: It’s credit spread {options} trading. That is the only one single thing that has worked for me.