I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

I want to catch up on my contribution to HSA for 2019. If I do this before April but I already filed my 2019 taxes, do I need to amend/fix my 2019 tax return?

I am curious how Onesource Income tax stacks up against it's competition.

I regret only buying 1 ethereum when it was about $1500. I bought Tesla shares for another $1500 instead of buying 2 ethereum shares due to fear 😢

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

What is the best-kept secret among realtors?

What is your favorite part about being a realtor?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

Is this the official Amex Fishbowl?

What does 401k mean?

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

Anyone has any credible info on Stream space ICO? Apparently they sold 48mil coins and do you know how can an American can participate in this ICO?

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Any book recommendations to gift my cousin sister? She studied (masters) psychology and is a trained classical dancer.

How much Delta airlines are offering for 4 year experience.

Hi Fieshes, i don’t want to leave development but the job roles I’m getting now after i resigned are the business analyst roles and not the data science ones as i thought of them to be. . So will i be able to get to data science after these business analyst roles. Does business analytics include the data science and development. Or should i look for better opportunities.


Please help.

Anyone got H1B interview appointment? I am still waiting for the HR to confirm that I can go ahead and take an appointment. What is the process , why to still keep on waiting when I can see the appointments are available now.

Has anyone here moved from practicing analytics at an ad agency to the consulting side (analytics)? How do you feel about the switch? What are some steps one might take to start the transition?

Hello guys what is the role of Java r&d department in bosch

After 1 month of BGV doc submission I have not received any communication. HR says to check after some time.
What to do? Is this usual?
Do I get any confirmation on completion of BGV?

Best Clothing brands. Drop in your suggestions:

Shirts:
1. USPA
2. Peter England (Formals)
3. Allen Solly ( Comparatively cheaper than other brands)
4. Superdry
5. Levis

Polos:
1. Superdry
2. USPA
3. Calvin Klein
4. Allen Solly
5. Tommy Hilfiger

Tshirts:
1. Levis
2. Superdry
3. USPA

Wallets:
1. Tommy Hilfiger (Buy from Myntra)

Briefs:
1. Calvin Klein
2. Jockey - Only Tactel series

Trunks:
1. Jockey - Only Tactel series
2. Calvin Klein - Established series

Vests:
1. Van Heusen
2. USPA

Anyone flown Asiana airlines (Korean). Thoughts?

How is the WLB in UST Global

Hi. I am interviewing for a manager role at EY in FSO Advisory NYC office. Can anyone give me an idea about the compensation structure at the EY?
I have 10-years of industry experience.

What do you do with your decent clothes when closet cleaning? I have mostly 18/20- 22 sized clothes to give or sell given I’ve lost some weight these months. I recently sent clothes to Buffalo Exchange (I’m in NYC) but they only send you one bag at a time.

History of BCG layoffs anyone?

Agency Producer Day Rate?

Los Angeles (Hollywood), I have 15 years experience on high-end/budget narrative feature and documentaries. Have only about 2 years agency exp...

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

What does 401k mean?

Anyone ever use a credit repair service and have success?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Best high yield savings products?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Have about 5k to invest - should I do FXAIX or FSKAX?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Anyone have a recommended tax person in Chicago?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Any good wedding ring sources aside from Blue Nile?

Google stock to buy now or after the split?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021