Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

When do you all think it’s time to exit to take your startup on full time? Is there a certain income threshold you’d want it to hit combined with personal savings? Other than insurance, what may be somethings I’m not thinking of in making a plunge? For context, 2 workers, my wife does almost everything now and I assist at nights and weekend. It’s grown from 200 a month to almost 2k a week of profit over the past five months. Has been increasing from 1.5 to 2+ over the past 3 weeks. Contd

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Can anyone at Visa Inc refer me for an open position?. The job number is REF018545W.

@Visa inc

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

Moved to Canada on a work permit but recently got my PR approved. It’s been a 4 month wait to get the actual PR card and I have a family trip coming up soon. Can I still travel and get back into the country with no issues given that I still have a work visa (W1) on my passport? Not sure if my change of status nulls my current visa

Anyone still holding up those stocks? Chances of regaining the momentum in the near future?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

How much can I expect in monthly social security checks upon (non-FIRE) retirement ? I think I’m reading $2,500 ish?

Hi everyone I am asking for referrals for CVShealth and United Healthcare. There a few positions I have my eye on. A referral would be appreciated thank you Stay cool out there

My father wants to buy dogecoin (yes, now) and I’m annoyed because I can think of hundreds of other ways he can spend that money. But, he’s determined and convinced it’ll make him rich in 2 years.

Let’s see how this post ages..

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Hello I joined Deliotte usdc like 2 weeks back ,
And
I only selected a location as Gilbert ,Az thinking living cost will be less , but Dono for what reason everything is increasing in Gilbert ,

Now I want to shift to Orlando location usdc ..

Can I do that ? What is the procedure ?
H1b visa

Have offers for AMEX and VISA at a Senior Manager Strategy role. Both offers are almost identical in base and annual bonus.

Which firm has faster growth to Director and better long term success?

#Amex #Visa

If your current employer wants to move you from payroll of one company LLC to another affiliate LLC, is there any change needed to your H1-B visa?

My dream is to be a full time property investor (buy, renovate, build, sell, rent etc). I’m saving to buy my first property to fix up. Anyone have any tips to get started?

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

Deloitte US just announced layoffs. Any other B4 started layoffs too ?

Who applies to HBS in R2? I was surprised to hear the pool is just as large as R1. Any speculation on the strength of the R2 pool this year?

On the transactional side of things, what is the expectation of Associates to start bringing in their own work, or start developing their own book of clients?
When they are mid or senior level?

Happy Ganesh Chathurthi! May Lord Ganesha destroy all your Visa issues and fill your life with love and happiness!

Anyone wear baccarat rouge?

With the market down, everyone continuing to hold and buy more?

Hey y'all, kind of a two part question:
1. I enjoy the people management more than individual contributor stuff. What career paths do you see in our industry for people who are managing support engineering teams?
2. What certifications are valued today? Seems like being a AWS Cloud Practitioner is a good general one, but are there others that stand out?

War correspondents, how did that become your focus?

Which company is best to join as a fresher
Atos syntel or Infosys

If you got fired tomorrow, how long can you go without a paycheck? Assume you get 1 week of pay for every 6 months worked, and then can do unemployment after that ($425 a week)

Thoughts on Base + TC for Director of Corporate Data and Analytics at a F500 financial services firm?

Position would report to VP/Chief Data Officer. Requires 7 YOE. New team so no direct reports until infrastructure and tools are in place.

Hello FISHES

Best company to start career in data analytics as a Fresher in terms of growth?

What's like jumping from consulting to PE in London?

Why can thanksgiving and Christmas be such harder days? I had a lovely day and am lucky enough that my latest bout of anxiety ended (more like mostly dissipated) about two months ago. I haven’t had high levels of depression in a while and I almost NEVER cry even when I’m depressed. Yet, I ended my day in tears today. Is this normal? I have so many blessings in life at the moment compared to other during such a horrible times bf really am appreciative. Is it guilt because others are suffering?

Anyone have or know where to get a good returns analysis template for a take home case study?

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

Newish to FIRE (really after FI). Finally switched to a HDHP in 2021 and got around to setting the investment portion today. Wish I had known about this years earlier. Grateful for the FIRE community and one step closer to getting out of the rat race.

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Any suggestions for joint investment account with a significant other?

Thoughts on staking crypto? What’s the safest way.

Looking for advice to stop spending $$...

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Did anyone keep their HDHP through the birth of their child? Any regrets not going to the traditional PPO?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Can people working side gigs as consultants receive deferred compensation? Or has anyone seen other creative, legal ways that consultants can work now and get paid later? I have a side gig that could end at any time, and I don’t envision it going into 2022. Good problem to have, but the side gig is bumping me into higher tax brackets this year, while next year, I envision I’ll be back to lower brackets, so I was wondering if there’s a way to delay some of this compensation to next year.

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Landed a contract role at Deloitte via MBO Partners for an audit senior role. MBO is making me a W-2 employee for MBO, but I am getting paid $125/hour plus overtime. Am I missing something here or am I about to be making $5K/week (or more with OT)? Anyone have any experience with MBO or doing contract work like this? Obviously way more than I'd make if I stayed at KPMG for busy season.

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

Do you have a set $ you save every month? I'm 27, I've been tracking spend since 2020 and my $ saved has very strong variances MoM. If we consider 2021 a more "regular" year, I varied from $600 saved one month up to $3.2k in another (though that was partially due to a job change)... It's not affecting my overall saving % (was 46%) but wondering if I should try to even it out a bit more?

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?