Hi all, I'm looking at immigration in the next few years (American engaged to a Canadian). I have some questions about prioritizing saving, retirement, and student loans that I think would be best addressed to a financial counselor with some knowledge of the situation. How would I find someone like this/ any recommendations?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

How many of y'all have trust funds? What'd you do with the $$$?

Can I travel to India via Paris on expired H1b stamping. Or do i need to take other flight options via middle east or direct flights to India? Please share any info or insights. Thanks!

I be wanting to go off but then I check my bank app, calm down, and keep working.

How does H1B visa transfer process work? How long can I work for my current employer after my visa transfer for the new employer is approved?

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Started my grad job in consulting and keen on getting a credit card - any advice?

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Which bank account is better for salary account?

HDFC
Axis

I am getting an onsite opportunity for UK through CapGemini. Any pointers before I start the visa & offer letter process?
Also does anyone know below:

How will the package be decided. Can I negotiate on it?
Does CG provide accommodation?

PS: I am a Senior Con with 6 years of experience.

Hi fishes,

One different question 😅,
Is it possible to live in metro cities with 95k / month of salary (no debt / emi to pay)
For a couple without kids and parents?

Are there any recruiters who are currently actively looking to fill roles within start-up like companies? I have a background in accounting/compliance and was wondering if there were any start up companies within open roles in that space. Additionally, I’m also looking to connect with recruiters who are looking to fulfill account/compliance roles in general. Okay please reach out if you can help me get visibility with your clients. Thank you!

Hubspot is getting way too expensive for my small business and they don’t care at all that they are pricing loyal customers out. What’s a more affordable alternative?

Is anyone aware of any healthcare / healthcare consulting companies based in the Bristol area (UK)? Thanks

Type of work in Deloitte ops transformation in health care. Is it just tech?

Can anyone share their experience working with Tangerine Bank as Senior Manager for operations? Do you salary hikes and bonus yoy?How is the work culture for worklife balance. Job security and growth

Does anyone think it’s safe to drop your dog off to get groomed? She part collie and her undercoat sheds bad. And she’s also just super hairy at the moment.

People can be terminated for requesting Work from home option due to health issues? Please share the inputs and if anyone know about the legal terms.Thank you.

Anyone know salary expectations at Clyde & Co in Miami? I’m a second year.

Best song to listen to as you walk in the office?

Hello Beautiful ladies of ZS. Heard many in ZS are looking to refer some female. I am a woman looking for a referral to join ZS in Knowledge management. I already applied and my Aptitude test is on Monday 14th. Need help :)

Are your firms allowing you to internationally telecommute, which is the HR term for working from Israel?

Hi All,

Greetings..!!

I Have 2.5 yrs of exp in azure/aws/GCP with 6.5 LPA as my current salary. how much percentage hike can i ask for Capgemini during negotiation or initial package discussion.

Does this debate remind anyone of an agency meeting, where people just talk over each other?

Hi Fishes,
I am going to join ZS in 2 weeks. It was mentioned in the OL that I will be provided a accomodation for first 2 weeks .
It would be great if you guys please throw some idea on thi..
As, how is the quality of the accomodation?
Is food also available there??
Can I take my parents??

It's really strange to me how radiation can both cause cancer (melanoma) and also be used to treat various cancers

Hi Fishes

Does EY GDS give 10% Variable and EY India give 20% variable?

Is there a time limit that you have to come to Canada once your pr is approved? Example you have to come to Canada within 6, 12 etc. months of having an approved pr or it will be canceled?

Can you take and drive leased car from US in Canada?

Does anyone have recs for a good but not too expensive cross border (Canada-US) accountant? Looking for a consultation/advice

What is the NOC code for consultant.

I am a management consultant with Deloitte S&O

Does anyone know what the NOC would be for an SAP consultant? Is it 2171 - Information systems analysts and consultants?

Also does anyone know what the job title would be in the letter given by Deloitte for a Consultant? Will it be Consultant or will it be technology consultant or will it be something else?

I heard it is pretty hard to find a job in Canada. Has anyone found accountant or auditors jobs there through LinkedIn or other websites? I would like to know the timeline and how it works as I am thinking to move there.

Have anybody recently done OINP? Had some questions around what employer documents are needed and what support do we need from employer. This is for foreign worker stream with a job offer. Please dm in case able to help

Any chance of score hitting 468, been waiting for an year now 😒😶

Does anyone here have experience with non-GTS C20 closed work permit visa process from the US? How long did it take to process?

Anyone who applied for PR from the states willing to chat about their experience?

Best firms in Toronto to work for? Shopify, salesforce, TD??

Hi, i am holding canada open work permit and planning to move to Canada in mid September. I am looking for job.
Skills - Java, microservices, springboot, designing solutions, low level design and high level design, Kafka, REST APIs, SQL.
It would be really helpful if someone can refer me.

Is it better to try and look for a job in Canada or apply for PR?
I am currently in the USA and want to start job hunting. I don’t see a future for myself in the USA and want to move to Canada. I have an EAD and my spouse has an h1b.

Has anyone had experience trying to bring their parent to Canada permanently? I’m looking to move from Asia - just lost a parent, so need to find a way to stay with my other parent. how does the process work? TIA!

Does paid internship in Canada, that relates to my degree count as work experience for express entry? This internship was not required for me to graduate.

Surprised to see score dipping to 469. Can we expect more dip?

i had my canadian pr last year but didn’t do the landing since covid hit. the deadline passed of course and the immigration office reached out to check if i’m still interested and if so i should re-do a medical. assuming my medical goes through and my pr is processed and accepted again, does anyone know if landing is still a thing? my original plan was to do a landing and move after 2 years. is this still possible or does canada basically want you to move in a year or so after pr is granted?

I have to travel to Canada to activate my PR. I’m planning to have a long layover between flights. How much time is enough to go through the process of activating PR?

Hi y’all! Wife and I just got our PR. Looking to move to Windsor area. Like some homes in the Devonshire mall area. Is the area alright? Any red flags in terms of bad schools, etc.?

Anyone here from Toronto area? Looking to relocate from NY to Toronto and in search of apartment/condo. My budget is $1500 for a 1bd. Is that realistic? Things I care about:
1. Walking distance to gym
2. Walking distance to a grocery store
3. Proximity to Old Toronto/kings st (work) with biking/public transport
4. Don't plan to own a car

What are some good sites to look for apartments or realtors?